data
Unlocking the potential of open banking
Friday 14 April 2023
George Dunning, Co-Founder & Chief Operating Officer at Bud, talks us through the challenges facing would-be-borrowers and how open banking can help to empower the financially underserved in society. Utilising transactional data to better meet the needs of borrowers is at the heart of Bud’s mission. By assessing a wider scope of borrower data, they
- Published in Blog, Community, Community & Events, FinTECHTalents, FTT Lending, Innovation, Interviews
For SMEs it’s all about the data, data, data when it comes to funding
Tuesday 14 February 2023
Raffaela Kestel, Senior Product Director at Validis, speaks the barriers that SMEs face in securing funding. It’s a big issue – 100,000 SMEs to the tune of £4 billion of funding are being rejected by lenders. Getting SMEs what they need when they need it is central to their mission. Validis extract data, normalize it
- Published in Blog, Community & Events, FinTECHTalents, Interviews
Spotlight Europe: At the end of the beginning? Where are we with open finance?
Tuesday 27 September 2022
Few innovations have made as big an impact as open banking has across the financial ecosystem in recent years. Thanks to the use of open application programming interfaces (APIs), a comprehensive framework that enables third-party developers to build applications has been created. A range of consumer banking details can be shared, with consent, to unlock
- Published in Blockchain, Blog
5 ways to improve the mortgage process
Tuesday 25 January 2022
Consumer preference around communication and experience has shifted to digital across many sectors, including mortgage lending. Certain technologies will be crucial to keeping financial service providers relevant to the next generation of borrowers. An analysis by Which? showed an average of 60 UK bank branches were closed every month in 2021. Banks say this has
The customizable bank: Accelerate growth & elevate experience
Tuesday 19 October 2021
To better prepare for the future, forward-leaning banks are capitalizing on their greatest asset – customer data – to better understand their customers and deliver personalized experiences. As the biggest banks move rapidly to deliver personalized experience, 83% of super regional and regional banks are also using third-party vendor solutions in order to deliver delightful
- Published in Content, Embedded Finance
Transunion podcast: Data, Strategies and Trust. Listen now to our first episode discussing fraud trends within FinTech.
Tuesday 14 September 2021
Introducing a brand new podcast from our friend and partner Transunion: Data, Strategies and Trust. Listen now to our first episode discussing fraud trends within FinTech. Digitisation, the fundamental pillar of FinTech, has become more critical to businesses since the start of COVID-19. This can be seen in the rise of demand for online finance
Building a digital lending system – methods, learnings and insights
Tuesday 17 August 2021
Digital lending has been one of the key areas of focus in the digitalisation efforts of financial service providers during recent years, with Covid 19 accelerating it further and at an unprecedented pace. It is estimated that the digital lending platform market will account for $15.3 billion by 2026, up from $3.5 billion in 2018.[1]
- Published in Community & Events, Content, Embedded Finance, Innovation, Opinion, Payments, Security
Finding valuable insights in alternative data
Monday 24 September 2018
Hamza Khan, founder and CEO of data insights provider Suburbia, talks us through how to discover real value in new data sources, advises keeping all doors open to the unexpected, and feels no shame in expressing a love for Pabst Blue Ribbon beer (He will be forgiven 🙂 ) Tell us a bit about alternative
- Published in Data Privacy, Featured, Fintech, Innovation, Start-ups
Push it for secure content
Tuesday 14 August 2018
As customers and businesses realize the power and value of their data, issues around security and control become paramount. FinTech veteran and self-described ‘continuous mutant’, Mike Williams, CEO at Pushfor, talks about how pushing content rather than sending it reduces the risk of sensitive information falling into the wrong hands to virtually zero. We have
- Published in Data Privacy, Fintech, Innovation, Regulation, Risk, Security, Start-ups