Europe | 10-11 November 2025 | London

CO-LOCATED WITH:

FTT Talents
FTT Mutuals
FTT Identity Festival
FTT Identity Festival
FTT Identity Festival

Shaping the future of the way we
live, work & transact

FTT AI Transformation

10th - 11th November 2025 | The Brewery, London

Join C-suite executives, founders, and technology leaders from across financial institutions, fintechs, tech innovators, and a fascinating mix of non-financial enterprises as they explore the digital transformation reshaping financial services. From navigating today’s volatile macroeconomic and political landscape to the impact of AI, industry leaders will share insights that set the scene for an ever-evolving industry.

Take the opportunity to jump on to one of 9 stages focusing on open finance, payments, embedded finance, fraud and FinCrime, AI, digital identity, identity access management and the mutuals sector.

Whether you’re a global financial institution, building society, merchant, brand, marketplace, platform provider, fintech or technology enabler come and explore the future and stay ahead of the curve.

Two days, endless opportunities

Key event stats

The premier event for AI innovation and impact

2,000+

Festival
goers

70+

Innovative AI
speakers

9 stages

Of Festival
content

70%

Technology
buyers

 

Key themes

Technology

AI encompasses a complex set of technologies. Machine learning, Natural Language Processing, Deep Learning, Cognitive Computing, Robotics and more. Learn how they are coming together to create the tools that will revamp industries and societies. How will data hungry models continue to be fed in a way that aligns with values around privacy and fairness?

 

Society

Is society ready for the impact of AI? What will be the depth and speed of change and how do we prepare for the changes that lay ahead? Separate the hype from the reality and join a critical set of conversations.

 

Industry

There are few industries that will not be impacted by the growth and expansion of AI use cases. From financial services to the shop floor, learn about the latest innovations and implementing them in the workplace. Hear from those who are preparing their organisations and employees for change.

 

Regulation

Economies across the world are grappling with the changes that AI will impose. Explore some of the evolving frameworks and engage in critical discussions about what ‘good’ regulation looks like and what it should aim to achieve. What types of guardrails are needed to build trust in the emerging technologies and protect privacy and security?

 

The future

Will AI drive the next industrial revolution? Given the heady pace of development over the past year, are industries making informed choices about how to best use AI tools? How do we ensure that people develop the skills necessary to succeed in a world where the future of work will look very different. With fake content on the rise, experts explore how to separate truth from the manufactured.

 

Ethics & responsibility

When it comes to the ethical questions around AI, the issues are both complex and critical. How can AI be harnessed to deliver positive innovations whilst ensuring outcomes that are fair and equitable? Can systems be developed that ensure transparency and accountability?

 

Who attends?

Banks, challenger banks, insurance companies, building societies and credit unions, retail, e-commerce, marketplaces, freelancing and social platforms, gaming, healthcare, entertainment, travel, telecommunications and mobility businesses. Job titles of attendees include:

Executive and Senior Management

Chief Executive Officer
Chief Financial Officer
Chief Information Officer
Chief Technology Officer
Chief Data Officer
Chief Innovation Officer
Chief Operating Officer

IT & Data Management

IT Director
Head of IT
Data Science Director
Head of Data Analytics
Data Governance Manager
IT Project Manager
AI/ML Specialist
Business Intelligence Manager

Operations and Strategy

Director of Operations
Strategy Director
Head of Digital Transformation
Innovation Manager
Process Improvement Manager

Risk and Compliance

Chief Risk Officer
Risk Management Director
Compliance Director
Risk Analyst
Regulatory Affairs Manager

Early confirmed speakers

Ange Johnson de wet
Head of Engineering
NatWest
LinkedIn
Christos Kondylis
Executive Director/Data Science & Innovation
Standard Chartered plc
LinkedIn
Ricardo Chaves
Executive Director - AI Center of Excellence
Banco BPI
LinkedIn
Natalia Konstantinova
Architecture Lead in AI
BP
LinkedIn
Kirsty Rutter
Fintech Investment Director
Lloyds Banking Group
LinkedIn
Rohit Dhawan
Group Head of AI
Lloyds Banking Group
LinkedIn
Nikolay Burlutskiy
Senior Manager GenAI Platforms
Mars
LinkedIn
Francesco Di Costanzo
CEO
Jaja Finance
LinkedIn
Scott Wilson
Founder & CEO
Covecta
LinkedIn
Nick Moss
Chief Commercial & Product Officer
Birmingham Bank
LinkedIn
Carol Wilson
Royal London logo AI Ethics and Governance Fellow of Information Privacy
Royal London
LinkedIn
Sam Hancock
Global Head of Data Science
Octopus Energy
LinkedIn

Sponsors

4 star sponsors

 
 

3 star sponsors

 
 

 
 

 
 

2 star sponsors

 
 

Industry partners

 
 

 
 

 
 

 
 

A sneak peek at the 2025 agenda


10th November 2025

Things have moved fast over the past year when it comes to AI tools and technology. Where are industries on the AI maturity curve? Are there some early ‘wins’ and key use cases emerging across different enterprises and sectors? Are established players, such as banks, able to keep pace with what is a breakneck speed of change? Join a panel of experts as they assess where AI is having the great impact and what to expect in the months ahead.  

AI is powerful—but with great power comes great… governance. As AI continues to shape industries and influence society, the need for ethical, transparent, and accountable systems has never been more urgent. This session explores how to manage AI responsibly, ethically, and compliantly.  Experts share how they are balancing the demand for innovation with evolving regulatory frameworks.   

 

There are important strategic decisions for organisations to make when it comes to investing in AI should they build AI solutions in-house, buy tools from a fast-growing universe of providers or explore partnerships. This session unpacks the pros and cons of each path, as our expert panellists address key questions such as reliability, scalability, the ability to customise, cost, internal capability etc. Hear how they align AI investment strategy with business goals and technical realities.

AI adoption isn’t just about techit’s about getting people, processes, and purpose in sync. This panel dives into how organisations are deciding where, when and how to scale AI into their businessWith significant change on the horizon, how are AI leaders building trust, shifting mindsets, skilling up the workforce, and making AI work across an enterprise.

Bias in, bias out. Wrong data, wrong decision. Data is everything-and getting it wrong can mean biased models, broken trust and bad decisions. The session brings together leading experts to explore the critical intersection of data relevance, readiness, and risk. From assessing and cleaning data to implementing robust governance practices, we’ll dive into how organisations build trustworthy AI systems from the ground up. Whether you’re battling data bias, struggling with quality, or navigating compliance, this discussion will offer practical strategies to ensure your data supports ethical, effective, and future-proof AI.

  • AI can match human empathy
  • AI can change the world (or not) 

Get ready for rapid-fire 7-minute talks from presenters with big ideas, bold beliefs, and a clear vision for how AI is reshaping everything—from human connection to global impact. Keep an eye out for the thinkers and doers pushing the boundaries of what’s possible 

AI can do more than automate—it can revolutionise. In this session, we’ll explore how to go beyond surface-level use cases and unlock true transformation. Whether it’s reinventing workflows or creating entirely new value streams, this is where AI becomes a strategic driver—not just a flashy add-on.

11th November 2025

AI is no longer just a tool acting simply as a very talented and supportive colleague, it’s starting to act on its own. This panel dives into the rise of agentic AI: systems that make decisions, take initiative, and reshape how we work, build, and govern. Hear from experts on the risks, rewards, and realities of machines with minds of their own.

Customer expectations are evolving fast—and AI is rewriting the playbook for how brands connect, engage, and deliver value at every touchpoint. In this forward-looking session, we’ll explore how leading organizations are using AI to reimagine the customer experience (CX), from hyper-personalised interactions and predictive support to intelligent automation and seamless omnichannel journeys. Hear from innovators who are turning data into empathy, insights into action, and customer journeys into competitive advantages. Whether you’re in marketing, service, or product, this session will inspire new ways to make your CX smarter, faster, and more human.

As AI systems shape decisions across industries, the real question is: can we trust them? This session dives into what it takes to build trustworthy AI—exploring transparency, fairness, and accountability. Through real-world examples and expert insights, we’ll examine how to design systems that not only perform but also earn human confidence in high-stakes environments.

Explore how AI and cloud technologies are transforming the way businesses operate and innovate. From smarter decision-making to scalable infrastructure, this discussion will highlight the strategic role these technologies play in driving efficiency, agility, and growth across industries.

As AI technologies evolve faster than regulations, organisations are facing increasing pressure to align innovation with compliance. This session explores the emerging landscape of AI-related laws, industry standards, and ethical guidelines – from data privacy and model transparency and auditability and accountability. 

 

AI has the power to amplify voices—but it can also silence them. This session explores how algorithms reflect, reinforce, or reshape social biases, and asks a critical question: who is included in the data, and who gets left out? Join experts as they discuss the impact of inclusive design, diverse data, and ethical oversight in ensuring AI systems serve everyone—not just the loudest or most represented.


Content, community & experiences

FTT AI Transformation is not an event, it’s a community. C-Level executives mingle with start-up founders to debate and discuss the conventional wisdom across all our stages. Whether engaging on stage or off, carrying on the conversation on the Festival floor or at the craft beer bar, both our audience and speakers are essential to the dynamic.

9 content
stages

Navigate your way through 9 stages of world-class content, including FTT AI Transformation, the FTT Fintech Festival, FTT Embedded Finance, FTT Payments, FTT Open Finance, FTT Mutuals, Future Identity Festival, and FID Fraud & FinCrime Stages.

VIP Hosted Meetings Programme

Fast-track access to the industry leaders and technology providers you want to meet with efficiency and ease. Look no further to strengthen existing partnerships and build new connections.

Barista coffee
stations

Energise your event experience at our barista stations, where exceptional coffee fuels every moment.

A great event starts with a great cup of coffee.

Networking drinks reception

What better way to wind down from a day of inspiring content and smart networking than an evening of fine wines, beers, and canapés. Continue to connect, discuss, and debate or simply kickback and relax.

Craft beer
bar

Join our craft beer sessions to taste the UK's finest brews and network with key strategic partners.

Enjoy great beer and even better connections!

Live music,
great vibes

FTT will present music throughout the Festival, showcasing the best in new music but never overlooking past favourites. Expect guest DJs and good times.

Exclusive partner
sessions

Join our partner sessions with the Fintech Marketing Hub featuring expert insights on the latest trends and insights in the world of fintech. Plus, media training for women led by the award-winning PR agency WITH.

Co-located with

Two days, unlimited networking and an interconnected community.

The UK’s largest and most impactful fintech festival showcasing visionary ideas, practical innovation and deep dives into solving industry problems from a wide spectrum of financial services.

Hear how fintechs and technology providers are increasingly partnering with mutuals to deliver full-scale innovation projects.

Future Identity will explore the latest initiatives, technologies and concepts shaping the global ecosystem of identity and trust.

FID Fraud & FinCrime will bridge the gap between innovative identity solutions and the critical need for fraud and financial crime prevention.

FID IAM unites top minds in identity and access management to tackle everything from seamless user experiences to robust security.

What others are saying...

Will you be joining us?

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FTT Fintech Festival 2025
"For me, the benefit of attending the Fintech Talents Festival is sharing ideas, seeing who's doing things that are great, who's really looking at the pain points customers have and who's fixing them in difficult times."

Charlotte Halkett - Chief Underwriting Officer - ManyPets

FTT Fintech Festival 2025
2023-09-12T15:36:47+00:00

Charlotte Halkett - Chief Underwriting Officer - ManyPets

"For me, the benefit of attending the Fintech Talents Festival is sharing ideas, seeing who's doing things that are great, who's really looking at the pain points customers have and who's fixing them in difficult times."

Sponsorship & exhibition opportunities

Discover the unique sponsorship and exhibition opportunities available at FTT AI Transformation. Click on the button below to find out more and how you can get involved.

 

Want to speak to the team?

Reach out to the FTT AI Transformation team with queries on how to get involved with the event through our sponsorship, exhibition, speaking, or media partnership opportunities

Milana Vlaović
Community Manager
Sponsorship & exhibition enquiries
LinkedInEmail
Lisa Moyle
Chief Strategy Officer
Content & speaking enquiries
LinkedInEmail
Anna Smart
Senior Client Success Manager
Hosted Meetings & sponsorship delivery
LinkedInEmail
Alicia Condon
Head of Marketing
Marketing & media enquiries
LinkedInEmail

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