Thursday 26 November 2020 by Liz Lumley
Ian Johnson, MD (Europe), Marqeta joins us for our ongoing series – FTT Chats – where we sit down with the great and the good of FinTech to discuss innovation, new entrants, and emerging technologies. In this chat Ian discusses the role of Digital Builders as the catalyst for the API economy, embedded finance, and Open Banking.
A bank is a regulated entity that takes deposits and offers loans. It was the lucrative nature of the latter part of a bank’s remit that allowed financial institutions to offer the former to consumers at a relatively low cost. But that was the old world – a world of balancing cheque books, inconvenient branch