Chasing cash for content: Embedded finance solutions can help creators
Tuesday 27 September 2022
The increase of brand awareness and engagement on social media usage for the better part of a decade has created two types of content architects—the individual creator and the corporation. The individual creator is generally self-employed, operating a small business and managing social media engagement to monetize the brand. On the other hand, big tech
- Published in Blog, Uncategorized
Spotlight Europe: At the end of the beginning? Where are we with open finance?
Tuesday 27 September 2022
Few innovations have made as big an impact as open banking has across the financial ecosystem in recent years. Thanks to the use of open application programming interfaces (APIs), a comprehensive framework that enables third-party developers to build applications has been created. A range of consumer banking details can be shared, with consent, to unlock
- Published in Blog, Uncategorized
Empowering consumers and innovators with open data
Tuesday 20 September 2022
Brad Carr, National Australia Bank’s (NAB) Executive, Digital Governance and Industry Engagement, explores how we can enable an open data ecosystem that extends beyond sector boundaries, to empower consumers and innovators. Addressing ‘What could the perfect ecosystem look like?’, I’m inclined to firstly argue with the premise of the question. I don’t know what the
- Published in Blog
A price comparison for retailers: Create seamless experiences or get left behind
Tuesday 20 September 2022
The COVID-19 pandemic completely transformed the way that consumers shop, and many of these new practices have been shaped into our daily routines. Digital transformation has been sweeping businesses across the world, and retailers have been no exception. At the onset of the pandemic there was an astronomical boom in e-commerce, with sales increasing around
- Published in Blog
Financial activism – can fintech save the world?
Tuesday 06 September 2022
Financial activism – can fintech save the world? Consumers and businesses alike have faced some of the most challenging years in recent memory due to the financial impact of the pandemic. With spiralling inflation, a recession on the horizon and supply chain problems set to further impact the cost of living; can innovative fintechs help
- Published in Blog
Boosting savings with payments
Tuesday 06 September 2022
New Research: Digital Payments and the New Opportunity to Increase Savings (Charvi Gandotra, Senior Strategy and Innovation Manager, Commonwealth) The adoption of digital payments solutions, including peer-to-peer apps, digital wallets, and contactless payments apps, has seen significant growth since the start of the COVID-19 pandemic. In fact, 59% of Americans now use more apps to
- Published in Blog
Greener Pastures: Driving building society membership through sustainable strategy
Tuesday 30 August 2022
Building societies are nothing without their communities. This has always been the case for the sector, widely lauded for its personalized and cooperative approach to banking and customer service. The challenge building societies face now is maintaining that level of commitment to their communities, whilst incorporating greener strategies and climate-friendly services for members. With the
- Published in Blog
The central challenges mutual banks face in the 2020s
Tuesday 16 August 2022
The combination of rapidly increasing inflation, expectations of additional growth in the Bank of England base rate and fears of a damaging recession are causing concern across the financial world. Mutual banks, building societies and credit unions are far from immune to the complex pressures facing all businesses, including financial firms. Perhaps the most impactful issue
- Published in Blog
A new wave of product innovation – FTT DeFi interview with Jay Bothra
Tuesday 09 August 2022
On 12th July our community came together for the launch of FTT DeFi, the one-day show where we explored key opportunities and challenges in decentralised finance, digital assets and Web3. During the day, Eddie Robb, Commercial Director at Zumo Enterprise sat down with Jay Bothra, Lead Development Specialist at HSBC. The two discuss the bank’s
- Published in Blockchain, Blog, Community, Content, Featured, Fintech, Innovation, Interviews, Video
Are Building Societies & Credit Unions really behind the High Street?
Tuesday 09 August 2022
When digital innovation in banking is discussed, a great deal of attention is typically paid to up-start challenger banks operating in the digital space. It is true that these firms have been pioneering when it comes to digital transformation, but building societies and credit unions are also increasingly embracing the power of digital. While many
- Published in Blog