“Login”: The internet’s largest unsolved problem
Tuesday 19 October 2021
Rod Boothby, Santander’s Global Head of Identity and co-chair of the Open Digital Trust Initiative at the Institute of International Finance (IIF), explores what the number of people taking to search engines to ask how to “Login”, reveals about the challenge of online identity. Identity is the largest unsolved problem on the Internet. How do
- Published in Content
5 Methods of Remote Authentication
Tuesday 12 October 2021
A wide variety of methods are available to authenticate users remotely, ranging from passwords and one-time passcodes (OTPs), to fingerprint scanning and face authentication. Each relies on a different factor to establish trust: Something you know (like passwords) Something you have (using your phone for OTPs) Something you are (biometrics, such as your face). In recent
- Published in Content
Solve digital identity and close the backdoor to hackers
Tuesday 12 October 2021
Rod Boothby, Global Head of Identity at Santander, explores how the failure to verify every software developer’s digital identity, creates a backdoor for hackers, increasing the threat of ransomware and other cybersecurity risks. Most people do not know how modern software is built. People imagine a lone brilliant developer retreating into a dark room for
The merchant experience of PSD2
Tuesday 05 October 2021
Global identity verification and fraud prevention provider Ekata, explore the findings of a survey in which they interviewed top global merchants on their experiences surrounding PSD2. The revised Payment Services Directive (PSD2) went into effect this past January 1st for many countries across Europe. The payments ecosystem had been hard at work for the past
- Published in Content
Toward a European digital identity
Tuesday 14 September 2021
Ana Isabel Segovia, Digital Regulation Manager at BBVA, explores the latest developments in a European digital identity system. Last June the European Union announced the future creation of digital identity wallets as part of a change in its electronic identification regulations. The measure represents a major step forward in the harmonization of identity systems in
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Identity systems built for everyone, by everyone
Tuesday 07 September 2021
Identity exclusion is closely linked to socio-economic exclusion. Financial services and products are very often the starting point for establishing a digital identity, but not everyone has financial access. There are a number of reasons for this and it’s an issue that affects not only those in developing countries, but all across the world. Many
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Digital patient identity in a pandemic era
Tuesday 10 August 2021
Virtually every industry has seen the global pandemic transform how they do business. Nowhere is this more evident than in healthcare. The emergence of COVID quickly led to in-person medical appointments moving to online video consultations, and all manner of routine healthcare needs migrating to digital platforms. A great deal of focus has been placed
Embracing the F-word in the online customer journey
Monday 19 July 2021
In recent years, the number of businesses and services operating online has skyrocketed. For online consumers, a key part of the appeal is convenience. Secure payments, ecommerce accounts, personalised product offerings and subscription services are all just a click away. To keep pace with consumers’ evolving expectations, businesses are turning their attention to removing the
- Published in Community, Featured, Fintech, Fintech Talents 'Thank you' page, FinTECHTalents, Innovation
What does the EU Wallet mean for self-sovereign identity?
Tuesday 06 July 2021
Designing digital identity to meet high levels of trust, while ensuring credentials are interoperable, portable, accessible and protect the holder’s personal data, is no easy task. Customers are becoming more and more aware of their online identities, they want security, data privacy and control. On many occasions, when verifying your identity online you are really
- Published in Content, Featured, Fintech Talents 'Thank you' page, Innovation, Opinion
What’s the latest on strong customer authentication?
Tuesday 06 July 2021
At FTT Identity 2021, we were joined by a panel of experts from Starling Bank and the Payment Systems Regulator in the UK, and FIDO Alliance and Capital One in the US. They discussed the latest initiatives, policies, technologies and demands driving strong customer authentication. It was very interesting to compare the commonalities and differences
- Published in Content, Featured, Fintech, FinTECHTalents, Innovation