Lule Demmissie will share a powerful view on how ordinary investors are responding to the economic challenges and how that is impacting the financial investment landscape. Is the medicine creating more problems than it is solving? Are individuals and those all too important drivers of economic growth, SMEs, being disproportionately and negatively impacted?

Lule Demmissie, US CEO, eToro

The promise of technology is to deliver financial products and services that better meet the needs of end users by design. Following the digital acceleration witnessed during the pandemic, how will next gen financial services meet the new sets of challenges facing consumers and businesses?

Sharon O’Sullivan, Global Head, Technology Research & Innovation, Enterprise Architecture and Innovation, BMO Financial Group
Lisa Violet, SVP Strategic Partnerships, Varo
Steven Hewlett-Light, Head of Product, FinTrU
Rodrigo Suarez, Chief Banking & Innovation Officer, Piermont Bank
Denis Kinnally, Bank Partnerships and Strategy, Chime
Moderator: Nicole Casperson, Founder, Fintech Is Femme & Content Creator, Workweek 

Start-ups and growth stage companies are facing a much tougher macroeconomic environment. How do they evolve, pivot (where necessary) and secure a pathway to resilience and profitability. What are the hallmarks of companies best placed to survive the challenges ahead?

Mariquit Corcoran, Head of FinTech and VC Coverage, Independence Point Advisors
Jing Zhuang, Managing Director, Mizuho
Susan Ehrlich, Venture Partner, Core Innovation Capital
Allie Fleder, Co-Founder & COO, SimplyWise
Moderator: Miguel Armaza, Co-founder & General Partner, Gilgamesh Ventures

As we all played with creating text on CHatGPT at the end of 2022, it seemed that the technology had become far more sophisticated and developed. It is a leap forward from the Chatbots that we’ve been using. Beyond better chatbots, how will AI/ML be leveraged across the industry?

Supreet Kaur, Assistant Vice President, Morgan Stanley
Steve Dunn, Head of Innovation and Fintech, Sumitomo Mitsui Banking Corporation
Stavros Zervoudakis, VP AI, Mutual of America & Assistant Professor, New York University
Greg Brown, Head (VP) North American Digital Product Management – Sales & Marketing BMO

Beyond the highs and lows of cryptocurrencies, blockchain technology is poised to have an impact on the infrastructure of financial services. What are the exciting new use cases emerging? Are we moving into a more mature stage of development?

Diana Barrerozalles, Head of Research and Sustainability, Global Blockchain Business Council/Senior Contributor, Forbes
Gareth Rhodes, Managing Director, Pacific Street

Payments are evolving rapidly, and the aggregation of services and the moves towards real-time payments are driving even more change across the industry. Can the payments experience live up to customer expectations? Join a group of payments gurus as we look to the future of payments in North America.

Brandon Baines, VP, Tech Enabled Banking, Customers Bank
Carol Grunberg, Managing Director, Citi TTS Global Head of Strategic Partnerships & Digital Innovation, Citi
Rupa Krishnan, Managing Director, Head of Global Real Time Payments
Akkhil Augustin , Director – Digital Products & Core Banking
Moderator: Peter Fishman, President, Finnovia

Financial inclusion is about so much more than having a bank account. How can the industry better ensure that diverse universe customers have their needs met? Can financial services advance beyond a transactional relationship and put end-users on a path to financial resilience and health? Can we support previously underserved customers in building the wealth that can change lives for the better?

Trevor Rozier-Byrd, CEO & Founder, Stackwell Capital
Michael Cyr, Director of Financial Inclusion, Regions Bank
Erica Khalili, Chief Legal & Risk Officer, Lead Bank
Leigh Phillips, CEO, SaverLife
Moderator: Mimi Joy, Financial Health Expert

The discussion around bank – fintech partnerships has moved on. The question of whether to partner with innovative fintechs has been largely settled. There is broad agreement that they form an essential part of established providers innovation journeys. What is required now is an emphasis on the ‘how’ and that is not a straightforward answer. Our panelists will explore the different forms partnerships can take and the creative thinking required.

Dana Wilson, Founder & CEO, CHIP
Marc Rehberger, SVP, Sr. Managing Director, Head of Tech Enabled Banking, Customers Bank
Amy Young, Director, Global Strategic Partnerships, Financial Services, Microsoft
Charlotte Hausemer, Fintech and Banking Partnerships, BNP Paribas
Moderator: Dexter Wilson, Director, Digital Partnerships, BNY Mellon

What is the value of the metaverse and how will it be leveraged by financial institutions. Will we be meeting with our financial providers in the metaverse to buy products, discuss our financial goals and educate ourselves on the possibilities? What are the technologies that will drive this forward, and will it be accessible to all?

Curt Queyrouze, President, Coastal Community Bank
Bipasha Ghosh, CMO, Dali Spaces/ex-NBCUniversal Media
Moderator: Kate Drew, Director of Research, CCG Catalyst Consulting

In contrast to Europe, the development of open banking in North America (particularly in the US) has been market-led. It’s potential impact, however, is just as significant. We will explore the trajectory of open banking including the regulatory frameworks and, crucially, the innovation being driven by the growing adoption of open banking.

Jean-Paul LaClair, Senior Director of Product, Financial Data Exchange
Moderator: Jesse Podell, Senior Director, Ally Ventures