What’s next for embedded finance?
Tuesday 26 July 2022
In a relatively short period of time embedded finance has become a genuinely disruptive force in countless industries. Thanks to its ability to unlock innovation and enable any company to offer bank-like services, embedded finance has been embraced across the world. Thanks to a combination of positive developments, including growing online sales and improving API
Innovating with data: Supporting SMBs at pace
Tuesday 28 June 2022
SMBs are the backbone of the economy and supporting them, at speed, is crucial. As the pandemic made clear, the need for financial institutions to service customers in very different ways, at short notice, was central to the ability for SMBs to continue operating. At Fintech Talents North America, Jesse Honigberg, Technology Chief of Staff,
- Published in Blog, Fintech, FinTECHTalents, Innovation, Interviews, Opinion, Video
Digital identity for a digital economy
Tuesday 21 June 2022
At Future Identity North America on May 12th, we were joined by Upendra Mardikar, CSO of Snap Finance, Denny Prvu, Global Director of IAM at the Royal Bank of Canada and Elizabeth Garber, Former VP of Digital Products at Santander. Bringing together a wealth of experience in the financial services sector and a diversity of
- Published in Blog, Community, Content, Fintech, Identity, Innovation, Interviews, Video
Financial wellness: A goal whose technology has come
Tuesday 07 June 2022
In March 2022 the US annual inflation rate reached 8.5% – the highest level recorded since December 1981. Inflation, together with the pandemic, and rising gas prices have taken a toll, with 47% of low-income consumers reporting in a recent study that they do not feel financially healthy. These were the sobering statistics with which
Using technology to support sustainable, headache free growth
Tuesday 24 May 2022
- Published in Community & Events, Content, Fintech, FinTECHTalents, Innovation, Interviews, Opinion, Video
The High Cost of Cheap Biometrics
Tuesday 24 May 2022
The high cost of cheap biometrics Banks and financial institutions are spoilt for choice when it comes to selecting a vendor in the remote identity verification industry. Once dominated by a handful of established firms, the sector has rapidly grown as a direct result of the pandemic increasing demand for a range of digital services.
- Published in Content
Changing Banks’ Approach to Financial Wellness
Tuesday 19 April 2022
Changing Banks’ Approach to Financial Wellness Fintechs are finally having their moment in the sun. Last year, venture capital firms showered fintechs with record-breaking funding – a 169% increase since 2020 according to CB Insights’ 2021 State of Venture Report – and that’s just the tip of the iceberg. Researchers predict funding will surge beyond
- Published in Content
The New Frontier of Banking is In the Metaverse, Not The Matrix
Tuesday 12 April 2022
In an iconic movie movement, Morpheus (played by Laurence Fishburn) presents Neo (the infamous Keanu Reeves) in The Matrix two possibilities: A blue pill that will take him back to his comfortable, familiar reality and a red pill that will expose him to a world of truth. We all know which choice he made. The
- Published in Content, Embedded Finance
The great product re-bundling journey has begun
Tuesday 08 February 2022
Tech-driven banking began innovating and addressing specific needs and was coined “The great un-bundling”. Currently we are seeing trends towards the opposite direction, as fintechs have begun to ‘re-bundle’ some of these innovations in an effort to scale up and increase market share. What are the benefits and challenges of these trends? At FTT Embedded
Open banking and the lifelong financial journey
Tuesday 01 February 2022
Until 2018, every stage of the customer’s financial journey was typically owned by traditional banks. Regulation opened competition by requiring banks to share customer’s data to third parties of the customer’s choice. Open finance has granted entry into the market for new players, and fintechs are digitising processes at one or more stages of the
- Published in Content, Embedded Finance, Fintech