How can financial institutions thrive in an era of embedded finance?
Tuesday 31 August 2021
The financial services business model has changed significantly during the past decade, as have the solutions that consumers leverage to manage their financial lives. Around the world, we are seeing more examples of how banking services have started to merge into non-financial applications. Unbundling is slowly changing the way financial services are delivered and consumed,
- Published in Content, Fintech, FTT Embedded Finance "Thank you" Page, Innovation
Navigating the new normal with digital identity proofing
Monday 23 August 2021
Know-your-customer (KYC) checks have long been associated with high levels of customer friction. Traditionally, these assessments were largely carried out by financial institutions, conducting due diligence to safeguard against financial crime. Creating a seamless customer journey was not a priority in the design of legacy identity proofing systems. Until recently, customers looking to open up a bank account would expect to take paper-based documents into
- Published in Identity, Innovation, Regulations, Security
Embedded finance: The new frontier for financial sector leadership
Monday 23 August 2021
Offering opportunities and creating challenges for incumbents and new entrants alike, one trend that is disrupting banking and payments in a big way is embedded finance. Put simply, embedded finance is the incorporation of financial functions into non-financial settings. For example, this could be a Buy Now, Pay Later lending proposition on a shopping platform
- Published in Fintech, Innovation, Payments
Building a digital lending system – methods, learnings and insights
Tuesday 17 August 2021
Digital lending has been one of the key areas of focus in the digitalisation efforts of financial service providers during recent years, with Covid 19 accelerating it further and at an unprecedented pace. It is estimated that the digital lending platform market will account for $15.3 billion by 2026, up from $3.5 billion in 2018.[1]
Abandon ship! Running barefoot and inclusivity – FTT Bookmark 27
Tuesday 10 August 2021
Your weekly resource for noteworthy news, fascinating features, and fintech titbits that caught our eye. Whether you live by your Twitter lists, save your Google Alerts or simply scroll through LinkedIn for insights and commentary – there is a wealth of content that weaves a global story around fintech. Our job at Fintech Talents is
- Published in Community, Featured, Innovation, Opinion, Payments
From picking potatoes to humanising the digital economy – Fintech Leaders Series
Tuesday 10 August 2021
From picking potatoes to humanising the digital economy – Fintech Leaders Series Leaders build companies and create products and inspire teams in large and small organizations in many different sectors around the world. They are the type of people that not only produce great results but attract and retain talent that go on serve as
- Published in Blog, Community, Content, Customer Experience, Fintech, Innovation, Interviews
How payment cards can help stabilize the crypto ecosystem
Tuesday 10 August 2021
Cryptocurrency is quickly expanding into the financial system, and crypto cards are a fundamental part of this evolution. In many ways, crypto cards work just like traditional credit or debit cards. What makes them unique is that they unlock the value of crypto holdings for everyday use. Additionally, users can convert between digital and fiat
- Published in Community, Content, Fintech, Fintech Talents 'Thank you' page, Innovation, Payments
Customer Experience is the Name of the Customer Loyalty Game
Tuesday 03 August 2021
Customer Experience is the Name of the Customer Loyalty Game Nowadays, capturing customers’ attention and loyalty is more complex than simply creating a well-functioning product accompanied by a catchy slogan. Consumers are constantly inundated with information from physical and digital sources across multiple channels, and at times, simultaneously. As a result, attention spans are shrinking
- Published in Community, Content, Customer Experience, Featured, Fintech, Fintech Talents 'Thank you' page, Innovation
How payment cards can take crypto mainstream
Tuesday 03 August 2021
How payment cards can take crypto mainstream The number of cryptocurrencies now exceeds 5,200, according to Investing.com, evidence that cryptocurrencies are increasingly viewed as viable stores of value. However, the technology that supports Bitcoin, Ethereum, Binance Coin, and Dogecoin trading has some inherent limitations. Even the most popular cryptocurrencies today are not easily accessible for everyday
- Published in Community, Content, Featured, Fintech, Fintech Talents 'Thank you' page, Innovation, Opinion, Payments
The mutual benefits of technology in mortgages
Tuesday 03 August 2021
Building societies were created to help their members overcome one of the biggest financial challenges most of us will face: buying a home. Nearly a third of people in the UK have a mortgage from a building society. Building societies operate differently to lending banks. They are mutual organisations that are owned by their members,
- Published in Content, Fintech, Identity, Innovation, Opinion