We recently hosted FTT Embedded Finance & Super Apps, a live event exploring the technologies, innovations and trends re-defining the future of how financial services are crafted and distributed. A huge community of innovators and industry leaders, including retailers, manufacturers, financial institutions, insurers, telcos, fintechs and tech providers came together, offering a unique diversity of

CBDCs and identity

Economists, governments, financial institutions, and crypto players are showing a growing interest in the development of central bank digital currencies (CBDCs). The term refers to a digital token of a country’s official currency, providing the public with direct digital access to central bank reserves. Issued and regulated by a national monetary authority or central bank,

Super-apps

Already in widespread use in China and other nations, super apps are yet to reach mainstream appeal across the West. While individual smart phone apps are extraordinarily popular, few of these applications offer more than a few core services to users. In China, WeChat is the definitive super app, with users being able to do

Financial Identity

Know-your-customer (KYC) checks have long been associated with high levels of customer friction. Traditionally, these assessments were largely carried out by financial institutions, conducting due diligence to safeguard against financial crime. Creating a seamless customer journey was not a priority in the design of legacy identity proofing systems.  Until recently, customers looking to open up a bank account would expect to take paper-based documents into

The call for regulation is growing louder this year. Not only is the booming fintech economy creating cause for concern around security and privacy, but this year’s GameStop/Reddit stock market fiasco put Capitol Hill and Wall Street on high alert. If it appears that markets can bend at the will of rookie investors on an

Watch the video interview now!  Nils-Robert Persson, Chairman at Vermiculus Financial Technology and former CEO of OM joins us for our ongoing series – FTT Chats – where we sit down with the great and the good of FinTech to discuss innovation, new entrants, and emerging technologies. In this chat Nils-Robert discusses exchanges, clearing systems, and

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