Should innovation teams adopt a FinTech or a TechFin approach?
Tuesday 17 November 2020
“You need to first identify the problem before engaging with FinTechs.” The above statement comes from the line of thought that all innovations should start with the problem. And only once the issue is fully understood one should move into the technology. Although that may be correct in other industries, I would like to think
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Innovating the way to Sustainable Development Goals
Tuesday 10 November 2020
Charlotte Hausemer, Vice President – Innovation and Product Strategy for Trade and Treasury solutions Americas, BNP Paribas, outlines how Sustainable Development goals must be embedded in Financial Services. Technology and innovation (including Open Finance) have crucial roles to play in enabling and accelerating positive outcomes. How can FinTechs reinvent the financial sector with green and
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Corporate Hackathons: How far have we come?
Tuesday 03 November 2020
Hackathons seem to be in Vogue this year, potentially boosted by global organisations and employees working remotely. However, and similar to other innovation methods, particularly innovation labs, they create a love-hate reaction in the financial services industry. Having been a judge of hackathons throughout the years, I keep going backwards and forwards on this matter
A Manifesto for Payment Innovation
Tuesday 13 October 2020
Yapily have launched an ebook that outlines the current state of payments and how Open Banking will change digital payment infrastructure for businesses. If you have an interest in payments, or your business suffers from high transaction fees, card issues or you are exploring Open Banking – this one’s for you. Payments are at a
Build Back Better – Purpose and Values Part 2
Tuesday 01 September 2020
In Part 1 of this series, I focused on tackling Environmental, Social and Governance (ESG), as this is an appropriate place to start when considering how to build back better. Encouragingly, this past week also saw several announcements on ESG by financial services companies – Tandem Bank acquired green lender Allium, HSBC set up a
Build Back Better – Part 1
Tuesday 25 August 2020
As the coronavirus pandemic took a grip on our world back in April 2020, I was listening to a popular FinTech podcast and was struck by a quote from John Hope Bryant, CEO of Operation Hope: “This is a global reset of our virtues and our values and a chance for us to get it
Lost In Books – Our Recommended Reads This Summer
Tuesday 18 August 2020
For most, if not all of us, 2020 has been anything but normal. From global pandemic to recession; from sudden onset of remote work and virtual learning, we have been busy dealing with what life has thrown at us. In times of chaos and uncertainty, books can serve as a refuge. To understand how to
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In a Post- Pandemic Apocalypse, the Financial Newsroom Continues to Adapt
Tuesday 11 August 2020
Much like the rest of the world, the media landscape is changing in front of our eyes. The shift to digital media has long been in flight and broader trends such as cable-cutting and mobile device reliance, means that news consumption via digital mediums will continue to skyrocket. There is no shortage of content and
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Once Relegated as a Corporate Expense, Diversity & Inclusion is Now a Matter of Survival
Tuesday 04 August 2020
Diversity and Inclusion has become a buzzword in corporate America, on trend with phrases like “’lean in’ and ‘having a seat at the table’. No matter how well-intentioned these phrases and buzzwords are, they have done little to progress true diversity and inclusion for women, minorities, and people of colour in the workplace. If we’ve
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What does the future hold for FinTech in North America?
Monday 03 August 2020
Have we accomplished what we set out to do more than a decade ago? Have we altered the financial services landscape? Did we actually change the narrative? Financial technology, implemented thoughtfully, can act as a gateway to include more unbanked and underbanked within the formal financial services system. It can help serve people better, providing
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