Millions of people in the UK and around Europe are excluded from essential banking services. From challenges with managing money to physical accessibility barriers, more needs to be done by building societies and credit unions to ensure all citizens are able to utilise cutting-edge financial tools.  Nationwide Building Society recently introduced new bank cards that are the

How Regtech is boosting agility and improving the adoption of emerging technologies   The increasing regulatory burden placed on credit unions is costing them billions in compliance costs. According to the Credit Union National Association (CUNA), US credit unions spend more than $6 billion a year on dealing with regulatory compliance and this figure is growing by hundreds of millions of dollars

What can UK credit unions learn from the US?  There’s no question, the role of credit unions has shifted dramatically in recent decades. From the move to online banking and the growth of digital platforms, leading building societies have placed innovation at the center of their vision for the future. But as customer reliance on physical branches falls, all

Be the boss you want to have: The Fintech Leaders Series Leaders build companies and create products and inspire teams in large and small organizations in many different sectors around the world. They are the type of people that not only produce great results but attract and retain the talent who go on to serve

Embedded Finance: Why we are at an inflection point A large majority of Americans own smartphones, and nearly two-thirds of those consumers make purchases using their devices. It’s clear that the U.S. consumer market of the future is going to center around embedded digital experiences, with financial functionality incorporated into commercial apps and websites. In

This summer, we experienced first-hand a demonstration of what inclusion in the sports world looks like through the Tokyo Olympics 2021. The global event introduced new sports like skateboarding to the masses, and reintroduced events like softball and karate into the list of competitions. Given its massive platform, the Olympics draws awareness of these lesser-known

Offering opportunities and creating challenges for incumbents and new entrants alike, one trend that is disrupting banking and payments in a big way is embedded finance. Put simply, embedded finance is the incorporation of financial functions into non-financial settings. For example, this could be a Buy Now, Pay Later lending proposition on a shopping platform

Digital lending has been one of the key areas of focus in the digitalisation efforts of financial service providers during recent years, with Covid 19 accelerating it further and at an unprecedented pace. It is estimated that the digital lending platform market will account for $15.3 billion by 2026, up from $3.5 billion in 2018.[1]

There are an estimated 1.9 billion Muslims around the world, many of whom are financially under-served. Fintech is driving change across the financial services sector and creating opportunities that meet religious, ethical and rapidly evolving digital needs far more effectively. With assets valued in excess of $2 trillion and expected to reach $3.8 trillion by