Fuelling growth: Turning SME finance into a revenue engine for banks

Small and medium-sized enterprises are the growth engine of the UK economy and the next big opportunity for banks. Yet too many high-potential SMEs remain underserved, not because they lack creditworthiness, but because lenders lack the right insights to assess them fully.

In a fragmented, multi-banking environment, valuable signals about SME performance are scattered across products, providers, and review cycles. This creates blind spots that limit lending capacity and slow revenue growth. By harnessing comprehensive data sources such as CAIS (Credit Account Information Sharing) and CATO (Current Account Turnover), banks can gain a multi-dimensional view of SMEs’ credit exposure, repayment patterns, and real-time cash flows. These insights open the door to smarter credit decisions, more proactive relationship management, and new cross-selling opportunities across products and services.

Join us for an exclusive breakfast event at The Savoy to explore how leading banks are overcoming data barriers to unlock new streams of lending revenue and deepen SME relationships. Connect with peers and innovators across the ecosystem to explore practical ways to scale SME lending profitability, stimulate economic growth, and strengthen your competitive edge - all over a delicious breakfast in a landmark setting.