Embedded finance: The $7 trillion new market opportunity
Tuesday 21 September 2021
At FTT Embedded Finance North America, we were joined by Simon Torrance, CEO at Embedded Finance & Super App Strategies and Executive Working Group Member at World Economic Forum. As an industry expert, Simon provided a commercial perspective of the industry, reviewing the scale of the opportunity for embedded finance in the North American market:
- Published in Content
Embedded Finance: Why we are at an inflection point
Tuesday 31 August 2021
Embedded Finance: Why we are at an inflection point A large majority of Americans own smartphones, and nearly two-thirds of those consumers make purchases using their devices. It’s clear that the U.S. consumer market of the future is going to center around embedded digital experiences, with financial functionality incorporated into commercial apps and websites. In
- Published in FTT Embedded Finance "Thank you" Page
Driving Financial Inclusion with Embedded Finance
Tuesday 24 August 2021
This summer, we experienced first-hand a demonstration of what inclusion in the sports world looks like through the Tokyo Olympics 2021. The global event introduced new sports like skateboarding to the masses, and reintroduced events like softball and karate into the list of competitions. Given its massive platform, the Olympics draws awareness of these lesser-known
- Published in Diversity, FTT Embedded Finance "Thank you" Page, Inclusion, Payments
Embedded finance: The new frontier for financial sector leadership
Monday 23 August 2021
Offering opportunities and creating challenges for incumbents and new entrants alike, one trend that is disrupting banking and payments in a big way is embedded finance. Put simply, embedded finance is the incorporation of financial functions into non-financial settings. For example, this could be a Buy Now, Pay Later lending proposition on a shopping platform
- Published in Fintech, Innovation, Payments
Caveat Emptor – Buy Now Pay Later – the Credit Score Risk?
Tuesday 17 August 2021
It’s not hard to see why consumers have embraced Buy Now Pay Later (BNPL) services with open arms in recent years. According to research from Finder.com, 37% of Brits say they have used a BNPL service in the past with more than half of BNPL users reporting to use these services more since the beginning of COVID. While BNPL is growing increasingly popular, especially among Millennials,
Building a digital lending system – methods, learnings and insights
Tuesday 17 August 2021
Digital lending has been one of the key areas of focus in the digitalisation efforts of financial service providers during recent years, with Covid 19 accelerating it further and at an unprecedented pace. It is estimated that the digital lending platform market will account for $15.3 billion by 2026, up from $3.5 billion in 2018.[1]
The mutual benefits of technology in mortgages
Tuesday 03 August 2021
Building societies were created to help their members overcome one of the biggest financial challenges most of us will face: buying a home. Nearly a third of people in the UK have a mortgage from a building society. Building societies operate differently to lending banks. They are mutual organisations that are owned by their members,
- Published in Content, Fintech, Identity, Innovation, Opinion
Retailers aim to win ‘the belt’ with embedded finance
Monday 19 July 2021
Retailers Aim to Win ‘The Belt’ with Embedded Finance No one has dominated the UFC cage quite like Connor McGregor. The notorious Irish “bad boy” barks as big as he bites, or in this case, punches and kicks as hard as he trash talks his opponents. As a result, McGregor has skyrocketed to fame, become
- Published in Community, Content, Featured, Fintech, FinTECHTalents, Innovation, Opinion
The future of insurance is contextual
Sunday 18 July 2021
Embedded insurance is far from a recent creation. For years people have been buying insurance alongside taking out their mobile phone contract or at the point of purchase of white goods in departments stores. But the drive by businesses in many industries to better meet often complex customer needs is helping boost the growth of
- Published in Community, Content, Fintech, FinTECHTalents, Innovation
Embedded finance and the rise of the SuperApp
Tuesday 13 July 2021
Will the rise of the superapp model and more deeply embedded banking usher in new levels of democratized access to financial services and further our quest toward full financial inclusion? The future of finance is embedded When we think about banking today, we see more and more examples of how banking as a function has
- Published in Content, Fintech, FinTECHTalents, Innovation, Opinion