credit score
Scores on the doors: Alternative credit models & the financially excluded
Tuesday 28 February 2023
by Charlie Onions
“The devil works hard, but the credit scoring system works harder,” according to up-and-coming credit agency NogginHQ in their one-of-a-kind zine, explaining their mission to modernize traditional credit assessments. This sentiment is echoed in the increasing popularity of alternative credit scoring methods, as well as the fintechs behind them. Financial inclusion plays a major role
- Published in Blog, Content, Fintech, FTT Lending, Risk
Tagged under:
alternative credit scoring, credit score, financial inclusion, nogginhq, Splash, totallymoney
Caveat Emptor – Buy Now Pay Later – the Credit Score Risk?
Tuesday 17 August 2021
by FTT Team
It’s not hard to see why consumers have embraced Buy Now Pay Later (BNPL) services with open arms in recent years. According to research from Finder.com, 37% of Brits say they have used a BNPL service in the past with more than half of BNPL users reporting to use these services more since the beginning of COVID. While BNPL is growing increasingly popular, especially among Millennials,
- Published in Community & Events, Content, Embedded Finance, Opinion, Payments
Tagged under:
BNPL, credit cards, credit score, Embedded, Embedded finance, Embedded lending, Payments, Splash