Consumer preference around communication and experience has shifted to digital across many sectors, including mortgage lending. Certain technologies will be crucial to keeping financial service providers relevant to the next generation of borrowers. An analysis by Which? showed an average of 60 UK bank branches were closed every month in 2021. Banks say this has

Embedded Finance: Why we are at an inflection point A large majority of Americans own smartphones, and nearly two-thirds of those consumers make purchases using their devices. It’s clear that the U.S. consumer market of the future is going to center around embedded digital experiences, with financial functionality incorporated into commercial apps and websites. In

Cryptocurrency is quickly expanding into the financial system, and crypto cards are a fundamental part of this evolution. In many ways, crypto cards work just like traditional credit or debit cards. What makes them unique is that they unlock the value of crypto holdings for everyday use. Additionally, users can convert between digital and fiat