Consumer preference around communication and experience has shifted to digital across many sectors, including mortgage lending. Certain technologies will be crucial to keeping financial service providers relevant to the next generation of borrowers. An analysis by Which? showed an average of 60 UK bank branches were closed every month in 2021. Banks say this has

Open banking has had a huge impact on many areas of lending in the recent years. Faster and better informed decisions, a wider variety of products and greater customer approval are some of the benefits that open banking has achieved. But, as we sat down on the FTT Open Finance stage at the Fintech Talents

Fintechs and AI – A Smart Move for Building Societies and Credit Unions There’s seemingly no end to the business applications of artificial intelligence. From fraud detection to forecasting sales and analysing consumer behaviour, AI has rapidly become a powerful tool for enterprises across the world. In recent years, building societies and credit unions have

The value of Open Finance is becoming clearer as an increasing number of start-ups and established players are innovating in the ecosystem. From tax filing to subscription management, mortgages and credit risk, this article will run through some of the most impactful and interesting Open Finance use cases. Tax filing While nobody enjoys filing their