banking
Open banking and the lifelong financial journey
Tuesday 01 February 2022
Until 2018, every stage of the customer’s financial journey was typically owned by traditional banks. Regulation opened competition by requiring banks to share customer’s data to third parties of the customer’s choice. Open finance has granted entry into the market for new players, and fintechs are digitising processes at one or more stages of the
- Published in Content, Embedded Finance, Fintech
Starting from fresh: the benefits of building a greenfield bank
Tuesday 25 January 2022
Why do established banks create new entities rather than devoting resources to improving the existing organisation? What are the drivers that underpin that strategic decision? In the buy, partner, rent or create decision making tree, what are the benefits of starting from scratch? The decision clearly comes with some eye caching job titles (Ivan
- Published in Content, Embedded Finance, FTT Lending, Video
Time is money: innovation in SME Finance
Tuesday 07 December 2021
On 16th November, the open finance community took their seats to hear from some of the leaders in SME finance. The panel, titled , Open for business: innovation in SME finance, explored some of the key challenges that SMEs are facing at this stage in the pandemic, how open banking is accelerating the process of
- Published in Video
Open and in control? A consumer perspective
Tuesday 02 November 2021
Open and in control? A consumer perspective Once a radical idea in the banking industry, open finance has now become commonplace. The benefits to consumers and financial institutions alike is clear with this data revolution offering people more control over their finances than ever. Innovation is also being fostered thanks to open finance giving customers access to
- Published in Content
An overdue conversation for financial services: Where are we really headed next? Come commune with us in London
Tuesday 26 October 2021
An overdue conversation for financial services: Where are we really headed next? If there was one theme that emerged during this pandemic, it would be one of acceleration. While much of our daily life feels like it has been in stasis these past nineteen months, it seems every area of financial services is experiencing some
- Published in Content, Embedded Finance
Embedded finance – Next Gen unbundling
Tuesday 26 October 2021
What does Embedded Finance mean for banks and established financial institutions? Is this a further disaggregation of the services they offer? Looking at some of the new ‘players’ – big tech, retailers, manufacturers and so on, will this translate into a further erosion of the incumbents’ hold on the customer? FTT Embedded Finance North America
- Published in Content, Embedded Finance
BNPL, Digital Transformation and Coldplay – A Countdown to the Festival interview with Steve Wishart
Tuesday 26 October 2021
The Countdown to the Festival continues and like the financial services industry, things are moving fast. This week, we speak to Stephen Wishart, Director of Fintech at TransUnion. Working with start-ups and established players alike, Steve is well placed to share a big picture view of fintech innovation, now and on the horizon. Things like
- Published in Content
The customizable bank: Accelerate growth & elevate experience
Tuesday 19 October 2021
To better prepare for the future, forward-leaning banks are capitalizing on their greatest asset – customer data – to better understand their customers and deliver personalized experiences. As the biggest banks move rapidly to deliver personalized experience, 83% of super regional and regional banks are also using third-party vendor solutions in order to deliver delightful
- Published in Content, Embedded Finance
Ethical savers can bank on building societies
Monday 23 August 2021
Building Societies have dominated the top of Which?’s list of financial institutions for environmentally conscious savers, which was released during the past week. The not-for-profit consumer research group found that 28% of members said they care about the values of the companies they invested their savings in. However, more than 69% of Which?’s members said
- Published in Community & Events, Content
From picking potatoes to humanising the digital economy – Fintech Leaders Series
Tuesday 10 August 2021
From picking potatoes to humanising the digital economy – Fintech Leaders Series Leaders build companies and create products and inspire teams in large and small organizations in many different sectors around the world. They are the type of people that not only produce great results but attract and retain talent that go on serve as
- Published in Blog, Community & Events, Content, Customer Experience, Fintech, Innovation, Interviews