Blog
Scores on the doors: Alternative credit models & the financially excluded
Tuesday 28 February 2023
by Charlie Onions
“The devil works hard, but the credit scoring system works harder,” according to up-and-coming credit agency NogginHQ in their one-of-a-kind zine, explaining their mission to modernize traditional credit assessments. This sentiment is echoed in the increasing popularity of alternative credit scoring methods, as well as the fintechs behind them. Financial inclusion plays a major role
- Published in Blog, Content, Fintech, FTT Lending, Risk
Tagged under:
alternative credit scoring, credit score, financial inclusion, nogginhq, Splash, totallymoney
The Fintech Talents Road Trip: First stop Paris
Tuesday 28 February 2023
by Lisa Moyle
A rapidly growing fintech hub The French start-up ecosystem has developed massively in recent years, with Paris leading the way. According to data from PitchBook, French start ups received €10.8bn in capital investment in 2021, compared with €2.5bn in 2017, illustrating the blockbuster growth the country has achieved. While in the past Paris has not
- Published in Blog
What’s trending in lending? – SME finance
Tuesday 28 February 2023
by Charlie Onions
FTT Lending 3.0 is upon us! Ahead of the biggest lending show in the UK, we’re taking a closer look at a key theme for the sector: SME Finance. With a record number of small to medium businesses uncertain about getting a loan, how are today’s lenders and fintechs innovating to serve these underserved companies?
- Published in AI/Machine Learning, Blog, Content, Fintech, FTT Lending, Innovation
Great minds need great fintech projects at the University of Birmingham
Tuesday 21 February 2023
by Lisa Moyle
The University of Birmingham has redesigned their MSc Degrees and are looking for Fintech Projects for students to complete. The projects will take the place of a traditional dissertation. This is a great opportunity to access the next generation of fintech innovators to support you on a project that you don’t have time or resource
How payroll providers can advance worker emergency savings: 3 key takeaways
Tuesday 21 February 2023
by Lisa Moyle
Providing a liquid, high-quality emergency savings option through the workplace is key to improving financial security and building wealth for workers living on low and moderate incomes (LMI). It is also of great value to companies as emergency savings3 reduces the financial impact of unexpected expenses and helps mitigate the financial insecurity that fosters chronic stress
- Published in Blog, Community, Embedded Finance, Opinion
Tagged under:
#FTTEmFin, Collaboration, Embedded finance, fintech, FTT Embedded Finance NA, payroll, Splash
For SMEs it’s all about the data, data, data when it comes to funding
Tuesday 14 February 2023
by Lisa Moyle
Raffaela Kestel, Senior Product Director at Validis, speaks the barriers that SMEs face in securing funding. It’s a big issue – 100,000 SMEs to the tune of £4 billion of funding are being rejected by lenders. Getting SMEs what they need when they need it is central to their mission. Validis extract data, normalize it
- Published in Blog, Community & Events, FinTECHTalents, Interviews
Bringing clarity to complexity – digital assets
Tuesday 07 February 2023
by Lisa Moyle
This week we share a conversation with Stephen Richardson, SVP from Fireblocks. Fireblocks is a secure digital asset infrastructure company. They provide technology that empowers custodians (from global financial institutions such as BNY Mellon through to market making firms and hedge funds) to securely manage digital asset private keys, interact with different participants in the
- Published in Blog, FinTECHTalents, Interviews, Video
Tagged under:
banks, custody, Digital Assets, Fintech Talents Festival, FinTechs, Fireblocks, legacy systems, Splash
Addressing the SME funding gap
Tuesday 07 February 2023
by Finbarr Toesland
It’s no secret that small and medium-sized enterprises (SMEs) face intense challenges trying to gain access to funding. According to a Bank of England report, one in four small firms that apply to banks for loans are rejected, leading to an estimated £22 billion funding gap for UK SMEs. When it comes to lending, no
- Published in Blog, FTT Lending
Tagged under:
#FTTLending, FTT Lending, Funding, Lending, Open Banking, open finance, Splash, Technology
Knitting together the future of a more sustainable industry
Tuesday 31 January 2023
by Lisa Moyle
Martin Sladecek , Director of Digital Strategic at Société Générale shares some thoughts on the future of the industry and the work he and the team do to plot the future direction of digital services in France. That includes thinking around the seamless (and secure) connectivity between banks, clients, and partners (such as fintechs). He
- Published in Blog
Tagged under:
Splash
Hit the road with Fintech Talents – Paris, Stockholm and Berlin
Tuesday 17 January 2023
by Lisa Moyle
Hit the road with Fintech Talents Three cities, one-week, endless opportunities European fintech firms search for opportunities in 2023 Like virtually every other industry, the European fintech ecosystem has been massively impacted by the spread of COVID. Some fintechs that were well-placed to offer valuable services during the pandemic and post-pandemic landscape rapidly grew, while
- Published in Blog