Innovation
Embedded Insurance – Narrowing the protection gap
Tuesday 15 March 2022
According to the FCA’s Financial Lives 2020 survey, 53% of the UK’s population surveyed responded as not having insurance products. This difference between the volume of insurance that is economically beneficial for society and the volume of coverage that is actually purchased, is defined as the protection gap. The impact of this protection gap translates
- Published in Blog, Community, Community & Events, Content, Customer Experience, Embedded Finance, Fintech, FinTech of the Week, Innovation, Insurtech, Partnership, Start-ups
The rise of Super Apps
Tuesday 08 March 2022
Already in widespread use in China and other nations, super apps are yet to reach mainstream appeal across the West. While individual smart phone apps are extraordinarily popular, few of these applications offer more than a few core services to users. In China, WeChat is the definitive super app, with users being able to do
- Published in Blog, Content, Customer Experience, Embedded Finance, Innovation, Partnership, Payments, Regulation
Tooling up for the future of embedded finance
Tuesday 22 February 2022
“Banking is no longer somewhere you go, but something you do” as Brett King said way back in 2012. And it is very much in keeping to what we are seeing across the industry now. From people consciously and proactively reaching out to their financial institutions to contextual channels offering them products that meet their
- Published in Blog, Community, Community & Events, Content, Customer Experience, Embedded Finance, Innovation, Partnership, Payments, Video
Redefining your business model
Tuesday 01 February 2022
As banks globally undertake digital banking transformations, embedded finance is a fast-growing trend that many non-financial companies have begun implementing within their own strategies – but what are the best practices to get this done properly? At FTT Embedded Finance UK & Europe 2021, our rockstar panellists argued about the different approaches to enhancing value
- Published in Blog, Community, Community & Events, Content, Customer Experience, Embedded Finance, Fintech, Innovation, Payments, Video
Taking financial services everywhere
Tuesday 25 January 2022
“Banking is necessary, but banks are not” Bill Gates’ 1994 famous quote is the realisation of the concept of embedded finance: The integration of financial services that are adopted by non-financial institutions. At FTT Embedded Finance UK & Europe 2021, our panel of rockstar speakers debated the big questions in embedded finance: How can we
- Published in Content, Featured, Fintech, FinTECHTalents, Innovation, Video
How can financial institutions thrive in an era of embedded finance?
Tuesday 31 August 2021
The financial services business model has changed significantly during the past decade, as have the solutions that consumers leverage to manage their financial lives. Around the world, we are seeing more examples of how banking services have started to merge into non-financial applications. Unbundling is slowly changing the way financial services are delivered and consumed,
- Published in Content, Embedded Finance, Fintech, Innovation
Navigating the new normal with digital identity proofing
Monday 23 August 2021
Know-your-customer (KYC) checks have long been associated with high levels of customer friction. Traditionally, these assessments were largely carried out by financial institutions, conducting due diligence to safeguard against financial crime. Creating a seamless customer journey was not a priority in the design of legacy identity proofing systems. Until recently, customers looking to open up a bank account would expect to take paper-based documents into
- Published in Identity, Innovation, Regulation, Security
Embedded finance: The new frontier for financial sector leadership
Monday 23 August 2021
Offering opportunities and creating challenges for incumbents and new entrants alike, one trend that is disrupting banking and payments in a big way is embedded finance. Put simply, embedded finance is the incorporation of financial functions into non-financial settings. For example, this could be a Buy Now, Pay Later lending proposition on a shopping platform
- Published in Embedded Finance, Fintech, Innovation, Payments
Building a digital lending system – methods, learnings and insights
Tuesday 17 August 2021
Digital lending has been one of the key areas of focus in the digitalisation efforts of financial service providers during recent years, with Covid 19 accelerating it further and at an unprecedented pace. It is estimated that the digital lending platform market will account for $15.3 billion by 2026, up from $3.5 billion in 2018.[1]
- Published in Community & Events, Content, Embedded Finance, Innovation, Opinion, Payments, Security
Abandon ship! Running barefoot and inclusivity – FTT Bookmark 27
Tuesday 10 August 2021
Your weekly resource for noteworthy news, fascinating features, and fintech titbits that caught our eye. Whether you live by your Twitter lists, save your Google Alerts or simply scroll through LinkedIn for insights and commentary – there is a wealth of content that weaves a global story around fintech. Our job at Fintech Talents is
- Published in Community & Events, Featured, Innovation, Opinion, Payments