Lending
Navigating the labyrinth: crypto loans
Tuesday 01 March 2022
Already popular cryptocurrencies like Bitcoin and Ethereum have seen their total market capitalisation grow from the hundreds of billions into the trillions over the last few years. Despite the often-volatile nature of cryptocurrencies, new types of financial services offered in the crypto marketplace are grabbing the attention of many first-time crypto buyers. One of the
- Published in Embedded Finance
The buy now, pay later evolution – FTT Chats Lending 3.0 Series
Tuesday 22 February 2022
Petr Baron, CEO at TBI joins us in the latest of our FTT Chats – powered by Marqeta. Over the coming weeks, we will sit down with several digital players who are reshaping the lending landscape for the next generation of borrowers. In this chat, Petr is joined by our Chief Strategy Officer and Co-Founder,
- Published in Content, Interviews, Video
Anatomy of Lending in 2022
Tuesday 22 February 2022
Traditional lending models are being disrupted by a network of niche operators working in partnership to develop better outcomes for borrowers. Motivations for new lending propositions include expanding product portfolios and moving into new markets, serving the underbanked, digital transformation, and changing customer demands. These motivations have led to diverse products and lending models as
- Published in Content
The rise of the specialist lender
Tuesday 15 February 2022
The modern banking landscape is dramatically different than it looked 50 years ago. Instead of regional banks that had extremely close connections to the communities they serve, the banks that are commonplace in town centres today are likely to belong to a vast, multi-national financial organisation. Each business has their own unique challenges and opportunities
Innovative lending with inclusive outcomes
Tuesday 08 February 2022
ESG is dominated by environmental sustainability goals, but social issues also play a critical part in a more sustainable future for society and financial services. As highlighted by a recent article on LinkedIn, financial inclusion features as a target in 8 of the UN’s 17 Sustainability Goals. The pandemic placed many in unprecedented positions; multiple
- Published in Content
Credit cards that go beyond transactions
Tuesday 01 February 2022
Just as many traditional financial institutions are being forced to improve their conventional product offering due to the innovations made by Fintech companies and start-ups, credit card lenders are also set for disruption. In the more than 55 years since Barclays launched the first credit card in the UK, the financial ecosystem has shifted dramatically.
5 things you need to know about green lending in 2022
Tuesday 18 January 2022
Following on from strong growth in recent years, green lending is set to continue its upward trajectory as we enter 2022. By 2023, UK firms and financial institutions will be forced to show how they plan to hit net zero by 2050. The on-going transition to a low-carbon economy is one of the key drivers
- Published in Content, FTT Lending
What can UK credit unions learn from the US? Â
Tuesday 31 August 2021
What can UK credit unions learn from the US? There’s no question, the role of credit unions has shifted dramatically in recent decades. From the move to online banking and the growth of digital platforms, leading building societies have placed innovation at the center of their vision for the future. But as customer reliance on physical branches falls, all
- Published in Diversity and Inclusion, Fintech, FTT Building Societies
Building a digital lending system – methods, learnings and insights
Tuesday 17 August 2021
Digital lending has been one of the key areas of focus in the digitalisation efforts of financial service providers during recent years, with Covid 19 accelerating it further and at an unprecedented pace. It is estimated that the digital lending platform market will account for $15.3 billion by 2026, up from $3.5 billion in 2018.[1]
- Published in Community & Events, Content, Embedded Finance, Innovation, Opinion, Payments, Security
Is debt always bad? Yes, no and … it depends
Tuesday 30 March 2021
Loans, funding and credit offer much needed liquidity to businesses and personal accounts. These injections of capital also create debt, which can often mushroom to unhealthy levels – especially for those most vulnerable to exploitation or desperation. Does that mean that lending and financial health will always be at odds? Is it possible to balance cheap access to
- Published in Community & Events, Content, Featured, Fintech, FinTECHTalents, Innovation, Interviews, Start-ups