A bank is a regulated entity that takes deposits and offers loans. It was the lucrative nature of the latter part of a bank’s remit that allowed financial institutions to offer the former to consumers at a relatively low cost. But that was the old world – a world of balancing cheque books, inconvenient branch banking and old school lending.
In our current digitally-savvy, FinTech-centric world is now full of mobile applications, payment gateways and constantly evolving customer behaviour. New entrants to the financial services space can offer lending solutions that are not only cheaper and less complicated but use more sophisticated data points redefining the very notion of who and what is ‘credit-worthy’.
This is Lending 3.0 – where the power of lending is realised in a 21st Century World.
FTT Virtual Lending 3.0, a Virtual-First Festival for the next generation of lenders, loan providers, and credit and capital allocators who are supporting our digitally savvy society. From data to COVID-loans, personal finance and SME working capital – you will be able to join our signature Rockstar Speakers, in an interactive Virtual format, next February 24th.
Our one-day event will cover:
SMEs powered by Capital
Leveraging the payments rails, SMEs with a range of tailored, dynamic credit, loans and working capital schemes is creating a new class of commercial businesses that are given the support they need to thrive and grow.
People powered by Personalisation
Mortgages, student debt, credit ratings and finding your personal at the point of sale. How is lending responding to a society where old traditional notions of ‘worthiness’ now seem stale and outdated?
Decisions powered by Data
Open Banking/Finance, personalised services, as well as dealing with risk, compliance, and KYC & AML and combating fraud. Data underpins all, but is it keeping pace with the demands of Lending 3.0?
Global societies powered by Credit
From money circles to micro loans – does the developing world show us the true future for lending
COVID response powered by Loans
The 2020 global pandemic has thrown a wrench into how many of us work, live and build businesses. What role do lenders play in economic revival?
Banking disrupted by Lending
FinTech has waited 10 years to disrupt banking. Will Lending 3.0 finally bring the disruption FinTech promised?
What are you waiting for? – Register for your free ticket now!