‘With great power comes great responsibility’ particularly in a world that is becoming more open. As more and more data is generated, and data sharing becomes the norm, issues and concern around privacy and security are growing in tandem. A top-flight panel discussed the broad and complex issues and challenges that are of global importance.

Whilst most of us have no desire to return to 2020, there were some bright spots and FTT Open Finance was certainly one of them. It was somehow fitting that we ended our year with a virtual event that focused on the potential of being open when so much around us was closed. We kicked