Can direct debits survive in the digital world?
Tuesday 15 March 2022
A very interesting guest post from our friends at Tribe Payments on the future of direct debit payments and what may replace them. Are Faster Payments and VRPs the killer combination? Direct debits (BACs) and CHAPS payments have long served a useful purpose, largely due to their high transaction limit. But this dynamic changed with
- Published in Content, Embedded Finance, FTT Lending
Embedded Insurance – Narrowing the protection gap
Tuesday 15 March 2022
According to the FCA’s Financial Lives 2020 survey, 53% of the UK’s population surveyed responded as not having insurance products. This difference between the volume of insurance that is economically beneficial for society and the volume of coverage that is actually purchased, is defined as the protection gap. The impact of this protection gap translates
- Published in Blog, Community, Community & Events, Content, Customer Experience, Embedded Finance, Fintech, FinTech of the Week, Innovation, Insurtech, Partnership, Start-ups
Creating the future: a hackers guide to financial services
Wednesday 09 March 2022
- Published in Digital reports
5 must-read books for digital identity enthusiasts
Tuesday 08 March 2022
For World Book day 2022 we wanted to credit some of the authors whose insights into digital identity have helped to shape the vision behind the Future Identity brand. Exploring data privacy, identity management, self-sovereign identity, algorithm bias, and digital currencies, here are 5 books we think all digital identity enthusiasts should read. Identity Reboot:
The state of digital identity in North America
Tuesday 08 March 2022
North America’s digital identity landscape Identity systems across North America have not evolved for a digital world. Most online services still rely on physical documents such as passports and drivers licences – used by 80% of American adults – as a root of trust. Verifying that a credential is genuine and belongs to the individual
Regulation for success in open finance
Tuesday 08 March 2022
Regulation will be critical to the success of open finance. On 15th November last year, we joined Gavin Littlejohn, Chair of Fdata Global, Laura Douglas, Senior Associate at Clifford Chance and moderator, Douglas MacKenzie, Host & Deputy Director of Fintech Finance on the FTT Open Finance Stage at the Fintech Talents Festival. The panel explored
- Published in Community & Events, Content, Embedded Finance
In conversation with Open Identity Exchange at Future Identity 2021
Tuesday 01 March 2022
At the Future Identity and Fintech Talents festival 2021 we caught up with Nick Mothershaw, Chief Identity strategist at the Open Identity Exchange. Open Identity Exchange is a non-profit members organisation, with a vision for individuals to have trusted and reusable digital identities, to prove who they are and what they are entitled to do.
ESG as a force not a feelgood
Tuesday 01 March 2022
ESG – much talked about but how do we ensure that it is a force for change rather than just a feel good? Expertly led by Rita Martins, Head of Fintech Partnerships at HSBC, the panel represented a broad range of participants and perspectives from across the sector. As Martins noted at the start of
- Published in Content, Embedded Finance
Fast-tracking innovation with open finance
Tuesday 01 March 2022
On 15th November, our Rockstar speakers took to the FTT Open Finance Stage, to explore how open finance is fast tracking innovation and enabling financial institutions and fintech’s to meet changing customer demands. Our moderator, Karen Bradbury, Client Manager at Invest Northern Ireland, kicked the panel off by asking the panellists to expand on the
- Published in Embedded Finance
Navigating the labyrinth: crypto loans
Tuesday 01 March 2022
Already popular cryptocurrencies like Bitcoin and Ethereum have seen their total market capitalisation grow from the hundreds of billions into the trillions over the last few years. Despite the often-volatile nature of cryptocurrencies, new types of financial services offered in the crypto marketplace are grabbing the attention of many first-time crypto buyers. One of the
- Published in Embedded Finance