In our latest interview in our FTT Chats series, we had the opportunity to speak with Jack Smith, Chief Executive of Love Finance, a leading business loan provider in the UK. Jack shared the mission behind Love Finance: to make the business loan process simple, seamless, and beautiful for small and medium-sized businesses (SMEs). While the market is full of new lenders, Love Finance stands out by offering a hybrid approach—lending their own money while also partnering with a select group of vetted lenders to ensure customers get the best deal possible.

What truly sets Love Finance apart is their commitment to innovation. Jack shares how technology plays a central role in creating a smooth and efficient borrowing experience. But it’s not just about keeping up with trends; it’s about continually improving to deliver the most user-friendly and effective solution for business owners looking for capital.

As interest rates fluctuate and the economy remains uncertain, we asked Jack about the impact on SMEs. He believes that while lower rates may offer some relief, the true challenge lies in access to capital and managing borrowing costs. However, Jack is confident that UK businesses will continue to adapt and thrive despite economic turbulence.

Make sure to watch the full video for the rest of this fascinating conversation—you won’t want to miss the insights Jack has to share about the future of business loans!

Want to hear more from Love Finance about the future of lending? Love Finance team will be discussing these topics and more at the FTT Lending  on March 19th. Engage in lively discussions tackling the key opportunities and challenges lenders and borrowers face today.