EUROPE | 9-10 NOVEMBER 2026 | LONDON


Key themes

There's something for everyone at the UK's largest and most impactful fintech festival

The Festival Stage

In a period of uncertainty and global change, the Festival Stage takes a big-picture look at the future of fintech and financial services. Should Europe be thinking about tech sovereignty while staying focused on the technologies and digital transformation shifting the foundations of the industry. Expect bold debates and lively discussions.

Key themes include

  • AI and Emerging Tech – transformation or disruption
  • Noise or a fundamental change - Navigating political, economic and technological upheaval
  • Who owns the future of finance? Europe's fight for tech sovereignty
  • Trust, data and the new customer contract: Who really owns the relationship?

FTT Embedded Finance Stage

Financial services are becoming increasingly embedded in everyday life as users expect seamless, personalised experiences. A new wave of distributors is reshaping how customers access products and services. Join financial and non-financial brands exploring the opportunities, partnerships, and innovative models driving this fast-evolving space. 

Key themes include

  • Product design and strategy - real-life examples of embedded finance innovation
  • How B2B embedded finance is enabling growth
  • How to make embedded finance work: Tools, technology and strategy for success
  • Partnerships that are transforming the embedded finance landscape

FTT Payments
Stage

Discover the latest trends, technologies, and business model innovations transforming the payments landscape. From agentic commerce to stablecoins, this stage is your gateway to the future of transactions - a place to learn, connect, and strategise around the next generation of payment solutions, while exploring the ideas and partnerships set to define what comes next.

Key themes include

  • Stablecoins, Digital Currency and the future of money
  • Agentic Payments: who's in charge when AI makes the transaction?
  • Regulating for innovation
  • Inclusivity, choice and empowering the consumer

FTT AI Transformation
(co-located event)

The AI revolution is happening now. Explore how artificial intelligence is impacting the future of industries of all types. Are we ready for the level of change being discussed? From strategic vision to real-world integration, discover how AI is driving innovation, accelerating competition, and redefining the art of the possible.

Key themes include

  • Evolving use cases and where AI is having the most impact
  • The rise of agentic AI - highly skilled co-worker or human replacement
  • Ethics, governance and evolving regulation
  • Scaling AI technologies across an enterprise

FTT Mutuals
(co-located event)

FTT Mutuals is where the mutual finance community comes to life. Building societies, credit unions, friendly societies, mutual insurers, community banks and fintechs share real stories, challenges and wins, creating a space for honest debate, fresh ideas and partnerships that help mutuals grow, modernise and better serve members.

Key themes include

  • Growing together: Mutuals deepening impact while keeping member ownership central.
  • Member value and consumer duty: Product and pricing that truly improve lives. 
  • Digital, data and AI: Modern services with human touch.
  • Inclusion, resilience, and mutuals blueprint: Fairer, resilient finance centred on mutuals.

Future Identity Festival
(co-located event)

Future Identity explores the evolving digital identity landscape, from frictionless customer onboarding and KYC innovation to the growing threat of synthetic identities and agentic AI. Sessions address digital wallets, data privacy, and consumer trust, equipping practitioners to build identity journeys that are secure, compliant, and seamless across every touchpoint.
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Key themes include

  • How organisations are getting to grips with non-human and machine identity governance before the blind spots become breaches.
  • What it actually takes to bring digital ID wallets from pilot to production across borders.
  • Delivering frictionless customer journeys without sacrificing security or compliance.
  • Staying ahead of AI-powered fraud and synthetic identities without adding unnecessary friction for legitimate users.

FID Fraud & FinCrime
Stage

This stage tackles financial crime and fraud through a cross-border and cross-institutional lens, examining how we can disrupt mule networks, share intelligence, and navigate a fragmented AML and sanctions landscape post-Brexit. Alongside KYC and AI-fraud themes, the stage focuses on the collaboration, data, and regulatory alignment needed to fight crime at scale.

.Key themes include

  • AI-powered fraud and synthetic identities are getting harder to detect. How are firms are layering verification and continuous monitoring without killing the customer experience.
  • The fraud attack surface is widening at every stage of the customer journey, from synthetic identity fraud at onboarding to account takeover and beyond, how are firms keeping up?
  • Cross-border intelligence sharing between UK and EU institutions remains inconsistent. What it would actually take to fix it, technically and politically.
  • Navigating AML and sanctions compliance across jurisdictions as post-Brexit divergence and the arrival of AMLA create fresh operational headaches.

FID IAM
Stage

FID IAM addresses the transformation of enterprise, machine and customer identity programmes in a perimeterless world. From privileged access controls and passkeys to zero trust architecture and machine identity governance, this stage equips security leaders to modernise legacy systems, extend governance to AI agents, and integrate identity threat detection into real-time SOC operations.

Key themes include

  • Who owns the bot? Governance, ownership, and lifecycle controls for AI agents and machine identities.
  • Least privilege at machine scale, and whether traditional IAM tooling can realistically keep up.
  • How to modernise legacy IAM infrastructure without standing still on risk in the process.
  • Customer IAM, enterprise IAM and machine IAM.
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Groups of four or more receive a 10% discount