Welcome to FTT Open Finance 2021

15th & 16th November 2021, The Brewery London ( Hybrid )

The second edition of FTT Open Finance alongside the Fintech Talents Festival. An experience looking at the present and future of the industry. Evaluate new business models and a fast-changing competitive landscape driven by Open Finance.

Festival sponsors





FTT Open Finance Speakers

James Shafe
Head of Department (Acting), Consumer & Retail Policy
Financial Conduct Authority
Felipe Peñacoba Martinez
Winston Pearson
UK Open Banking Product Manager
Goldman Sachs
Christopher Pearson
Head of Intermediary Mortgages
Gavin Littlejohn
Financial Data and Technology Association
Clare Whitehead
FinTech Platform Lead and Head of Rise London
Barclays Rise
Marion King
Director of Payments
Natwest Group
Paul Loberman
Chief Product Officer
Lily Morris
Responsible Investments Manager
Scottish Widows
Roland McCormack
Mortgage Distribution Director
TSB Bank
Hany Choueiri
Chief Data Officer
Aldermore Bank
Dave Fagleman
Advocacy Associate
The Finance Innovation Lab
Laura Douglas
Senior Associate
Clifford Chance
Sergejs Vohrins
Product Lead - Open Banking
Simon Cureton
Chief Executive Officer
Funding Options
Anna Porra
European Strategy Director
Angus Clacher
Head of Product
Credit Kudos
Clare Reilly
Chief Engagement Officer
Roshan Rohatgi
Innovation Scout, Innovation & Solutions
Jonathan Holman
Head of Digital, Corporate and Commercial Banking
Tarun Sachdeva
Chief Strategy Officer
Joe Parkin
Managing Director, Head of Banks and Digital Channels
Jordan Shwide
Product Director (Business Banking)
Keshvi Radia
Head of Product - Payments
Allica Bank
Noorneet Singh
Strategy, Planning and Partnership Lead
Francesca Carlesi
Co-founder and CEO
Molo Finance
Tomás Romeiro
Data Analytics Manager
Simply Asset Finance
Kirill Evreinov
Solutions Engineer, Google Cloud
Julie Ashmore
Chief Executive Officer, Rapid Cash
Hristian Nedyalkov
CEO and Co-founder
Michelle He
Co-Founder and COO
Paula Singliarova
Head of Stewardship and Sustainability
Arabesque Asset Management
Joy Abisaab
Co-founder and CEO
Will Smith
Natasha Jones
Early Stage Investor
Octopus Ventures
Douglas Mackenzie
Host & Deputy Editor
Fintech Finance
Alexandra Bloomfield
Payments Industry Specialist
BT Group
Karen Bradbruy
Client Manager
Invest Northern Ireland
Kieran Hines
Senior Analyst
Markos Zachariadis
Professor and Chair in Financial Technology (FinTech) & Information Systems
The University of Manchester
Kat Mann
Head of PR
Dharmesh Mistry
Chief Executive Officer
Julie Sutton
Vice President - Customer Success
Maria Papadelli
Head of Product
James Booth
VP Head of Partnerships EMEA
Chris Higham
Head of Payments and Cards
Secure Trust Bank
Peter Tutton
Head Of Policy
Victoria Roberts
Director of Fintech Delivery Panel & Insurtech Board
Tech Nation
Brian Otten
Digital Transformation Catalyst - Digital & API Strategy
Daniel Gibbs
Climate Consultant, Enterprise and Climate Propositions
NatWest Group
Philip Briffett
Head of Partnerships

The future of finance is digital and most certainly more open. The journey to open banking may still be in its early stages but the plan is to accelerate and broaden that evolution. Open finance is coming whether through regulatory demand or market driven forces and the impact on the industry will be profound.

With a view towards improving the outcomes for consumers and businesses though more control over how their data is used and by whom, catalysing the creation of the next generation of products and services. Open finance must inform strategy decisions today for the future of all parts of the financial services sector.

Buckle up as we look at the present and future of the industry. Evaluate new business models and a fast-changing competitive landscape. Open your thinking to new partners and whole new ecosystems in a world of open finance.


Live and virtual festival goers


Financial institutions represented


Technology buyers


Facilitated meetings



Lots of

Fintech and good times!

Key themes


What is the potential of an open data society? What are the desired outcomes and impact on competition, innovation, access to financial products/services and the universe of providers?


With open banking still a work in progress, how is the move to open finance envisioned? Do regulators lead from the front or will the market determine the speed of expansion and the boundaries of open finance?


How can the end customer – consumers and businesses – trust providers and new entrants to best serve their interests and protect their data? What is the most effective way to ensure that customers are fully informed as to how their data is being used and by whom? Do current regulatory frameworks provide adequate protection in an increasing open world?


How can those that have access to and process customer data best be required to protect that information and ensure it is used in ethical manner? In the absence of an accepted identify framework, what is the best way to drive security and compliance with current rules.


What are the opportunities that will come to the fore as the landscape becomes more open. What are the new partnerships and business models that will be poised to make the most of those new opportunities? How do established providers keep pace in an industry where open access becomes the norm?


Not all countries are moving in the same direction or, indeed, moving at all. Will different approaches lead to a more fragmented industry across the world? What about questions of interoperability and standards – is collaboration across borders needed?

Agenda - Day 1

Has the pandemic accelerated the use of Open Banking/Open Finance. Has the behavioural change that we’ve seen (from consumers) permanently changed the landscape? And crucially, what is on the horizon?  

  • Joe Parkin, Head of Banks and Digital Channels, Blackrock
  • Tomás Romeiro, Data Analytics Manager, Simply Asset Financ
  • James Booth, VP Head of Partnerships EMEA, PPRO
  • Natasha Jones, Early Stage Investor, Octopus Ventures (moderator)

Understanding Open Finance as a strategic decision. How does an institution become more open, both from a technology and cultural perspectiveIs that the only realistic strategy given the way financial services has changed? 

  • HanyChoueiri, Chief Data Officer, Aldermore Bank 
  • Felipe Peñacoba Martinez, CIO, Revolut
  • Keshvi Radia, Head of Product – Payments, Allica Bank
  • Tarun Sachdeva, Chief Strategy Officer, Ziglu
  • Kieran Hines, Senior Analyst, Celent (moderator)

Open Finance is a means to accelerate InnovationUnderstanding how providers and partners can collaborate for the best outcomes. Learn about powering Fintechs to market. 

  • Jonathan Holman, Head of Digital, Santander Corporate & Commercial
  • Noorneet Singh, Strategy, Planning and Partnership Lead, Mettle
  • Karen Bradbury, Client Manager, Invest Northern Ireland (moderator)
  • Michelle He, Co-Founder and COO, Fintern

Access to data and data-enabled innovation are at the heart of open banking and open finance initiatives. But what happens with that data and how does it create new value for end users and providers? Understand the how and why of personalization and what it means to deliver on the promise of personalization.

  • Sergejs Vohrins, Product lead – Open Banking, Monese
  • Roshan Rohatgi, Senior Innovation Scout, Innovation and Solutions, Natwest
  • Kirill Evreinov, Solutions Engineer, Google Cloud, Google 
  • Maria Papadelli, Head of Product, Yulife
  • Brian Otten, Digital Transformation Catalyst – Digital & API Strategy, Axway (moderator)

At Rise, created by Barclays we run a free monthly mentoring programme for FinTech startups, where entrepreneurs can connect on a 1:1 basis with some of the industry’s top experts on a wide range of topics. This year, we’re bringing our mentoring programme to the FinTech Talents Festival, and as one of the speakers featuring at the festival – we’d love to invite you get involved! This is a fantastic opportunity to expand your network, and share your knowledge with some of the most exciting scaling FinTech startups on a 1:1 basis. Over the two hour period, you will meet with four pre-allocated FinTechs, information on each will have been shared with you beforehand.

Interested in getting involved, or want to know more? Please reach out to Grace Batchelor, Rise FinTech

Regulatory initiatives are at the heart of open banking and open finance. There is a lot to consider when thinking about moves to the next stage of development – open finance. The panel will review areas such as customer protection & education, including whether customers need to understand Open Banking/Open Finance in order to be protected.  

  • Douglas MacKenzie, Host & Deputy Editor, Fintech Finance (moderator) 
  • Gavin Littlejohn, Chair, Fdata Global 
  • James Shafe, Head of Department (Acting), Consumer & Retail Policy, Financial Conduct Authority 
  • Laura Douglas, Senior Associate, Clifford Chance

Does the data revolution really give people more control over their finances? Open Finance promises innovation, choice, and convenience, but it could also exacerbate vulnerability and exclusion. What will it take to realise the benefits of Open Finance, and mitigate its risks?

  • Marloes Nicholls, Head of Policy and Advocacy, The Finance Innovation Lab (moderator) 
  • Peter Tutton, Head Of Policy, StepChange 

Agenda - Day 2

What are some of the exciting new use cases that we’ve seen over the past year and what is ahead? Are we overweighting Financial Services and missing some exciting opportunities? 

  • Paul Loberman, Chief Product Officer, untied 
  • Alexandra Bloomfield, Payments Industry Specialist, BT Group
  • Markos Zachariadis, Full Professor and Chair in Financial Technology (Fintech) & Information Systems, The University of Manchester (moderator)
  • Philip Briffet, Head of Partnerships, Wagestream
  • Chris Higham, Head of Payments and Cards, Secure Trust Bank

The world of corporate treasury has not progressed at the same pace as the experience for consumers. Open Finance provides an opportunity to digitise this experience, both internally and customer facing, delivering significant value along the way. 

  • Winston Pearson, UK Open Banking Product Manager, Goldman Sachs 

Do small and medium business draw enough focus on their unique needs and challenges? Does Open Finance create an opportunity to better serve SME customers and support them post pandemic and into the future.

  • Simon Cureton, Chief Executive Officer, Funding Options
  • Jordan Shwide, General Manager, Business Banking, Monzo
  • Julie Ashmore, CEO, Natwest Rapid Cash
  • Ronan O’dea, Head of Product, Validis (moderator)

Part of what is considered one of the most stressful life experiences, can Open Finance drive improvements to a process riddled with paper, old processes and, sometimes, heartbreak.  

  • Chris Pearson, Head of Intermediary Mortgages, Wealth and Personal Banking, HSBC  
  • Roland McCormack, Mortgage Distribution Director, TSB Bank 
  • Joy Abisaab, Co-founder & CEO, Mast
  • Francesca Carlesi, Co-founder and CEO, Molo Finance
  • Dharmesh Mistry, Chief Executive Officer, AskHomey (moderator)

Today’s consumers are better able to understand their finances through modern digital functions such as aggregated account visibility, real-time notifications and spending categorisations. It’s all thanks to Open Banking. With the introduction of Open Finance and the trend towards open data, fintechs are rapidly improving every stage of consumers’ financial life journeys, customising spending, saving, borrowing, and investing 

  • Julie Sutton, Vice President – Customer Success, Europe, Marqeta,( Moderator) 
  • Angus Clacher, Head of Product, Credit Kudos
  • Clare Reilly, Chief Engagement Officer, PensionBee 
  • Hristian Nedyalkov, CEO and Co-founder, Novus
  • Kat Mann, Head of PR and Savings and Investment Specialist, Nutmeg

The financial services industry has a central role to play in the transition to more sustainable economies and meeting Net Zero targets. What role can Open Finance play in driving innovative solutions? Hear from those at the financial front lines of the sustainability challenge.  

  • Clare Whitehead, FinTech Platform Lead and Head of Rise London, Barclays (moderator)
  • Lily Morris Responsible Investments Manager, Scottish Widows 
  • Will Smith, Co-Founder, Tred
  • Paula Singliarova, Head of Stewardship and Sustainability, Arabesque Asset Management
  • Daniel Gibbs, Climate Consultant, Enterprise and Climate Propositions, NatWest Group

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