Three cities, one-week, endless opportunities

Fintech Talents Road Trip

May 2024

Final stop - Berlin

On tour with the global ecosystem in our sights, Fintech Talents set off on a road trip to explore financial services innovation in Paris, Stockholm, and Berlin. Three cities, one-week, endless opportunities – catch the highlights of the Fintech Talents Road Trip.

2023 key event stats

Think local, act global: financial innovation in Germany

For the final stop of our 2023 tour, we visited the German innovation hub – Berlin - on Friday 21st April

We brought together an innovative community of financial institutions positioned for change, ambitious start-ups, and technology innovators to delve into the impact on the German financial services industry (and beyond)

Fintech Speakers

45+

Innovative speakers

100+

Attendees

7+

Hours of live content

1 day

Of building connections

See the highlights for each stop

With each stop being carefully crafted to highlight the key digital innovation drivers in fintech / financial services for each country, they formed the essential meeting places for leaders powering the future of ecosystem. 

2023 key themes

Berlin: The
blockchain capital

A hub of European blockchain with more than 180 companies, including start-ups, major corporations, tech accelerators, innovation hubs, research institutions, and investors actively involved in innovating with blockchain technology. What are some of the exciting use cases emerging?

The digital
Euro

Where are we on the roadmap to the digital euro? And looking ahead, what will the next wave of innovation it catalyses look like? Will German fintechs lead the way in creating Europe-wide payment solutions? And more importantly, will end-users trust a digital euro?


Super-App
shift

German convenience-seekers are interested in using super apps to manage their financial services (and beyond). Will consumers and businesses opt for one app to save, shop and spend in the connected economy? How should banks prepare for this changing landscape.

All in one financial wellbeing

With great power, comes great responsibility. We will explore how consumers are protected, access to financial services is impacted, and regulatory frameworks adapted to keep pace with a changing world.

Accelerating embedded finance adoption

By bringing together traditional banks and modern tech-driven platforms, financial institutions and brands can benefit from embedded finance to increase customer loyalty, increase the number of customer touch points and generate additional revenue streams. Just some of the opportunities...

 


Digital payments pioneers

Contactless payments are rising globally but Germany remains a predominantly cash-based society. Despite the shift in consumer behaviour, the adoption of contactless payments is comparatively low. Tradition vs innovation: what will drive digital payments in Germany?

2023 headline sponsor

 
 

2023 speakers

Galina Kersten
EMEA Head of FinTech and Platforms Sales
Deutsche Bank
LinkedIn
Jeff Parker
Managing Director International
Marqeta
LinkedIn
Lisa Moyle
Co-founder and Chief Strategy Officer
VC Innovations
LinkedIn
Stephan Haslebacher
Co-Founder & Chief Operating Officer
Moss
LinkedIn
Louise Ferslev
Founder and Chief Executive Officer
MyMonii
LinkedIn
Perjan Duro
Founder & Chief Executive Officer
MoneyCoach.ai
LinkedIn
Susanne Krehl
Founder and Managing Director
Fabit
LinkedIn
Joachim V. Brockmann
Former Managing Director, Future Payment Solutions & Development
MediaMarktSaturn
LinkedIn
Bianca Zwart
Chief of Staff to the CEO
bunq
LinkedIn
Matteo Gamba
Head of Product, Global Payments and Fraud
Wayfair
LinkedIn
Nina Pütz
Chief Executive Officer
Ratepay
LinkedIn
Daniel Lappas
General Manager, DACH & Northern Europe
N26
LinkedIn
Marius Smith
Director Strategy & Growth
Finoa
LinkedIn
Sophie Thurner
Founder and Co-Chief Executive Officer
beatvest
LinkedIn
Sacha Cayre
CMO
Silvr
LinkedIn
Lukas Zörner
VP Germany
Qonto
LinkedIn
Jan Lastuvka
Founder & CEO
Lemonero
LinkedIn
Sylvie Durach
Co-Founder
Hopa
LinkedIn
Artyom Chelbayev
Co-Founder & COO
Vitamin
LinkedIn
Kahraman Anil Tanis
Bank Based Payments Tribe Lead
Mercedes Pay
LinkedIn
Andreas Spengel
Senior VP, Business Development, Germany & Switzerland
Mastercard
LinkedIn
Greta Schulte
Secretary General
European Fintech Association
LinkedIn
Stanislav Havryliuk
COO
Zonda
LinkedIn
Joanna Rindell
Blockchain Lawyer
Independent
LinkedIn
Nils Feigenwinter
Founder & CEO
Bling
LinkedIn
Rodrigo Catão
Digital Product Manager - Checkout
C&A
LinkedIn
Natalia Lyarskaya
VP Data Science & Risk
Billie
LinkedIn
Sangram Borkar
Chief Credit Officer
American Express
LinkedIn
Fredi Gruber
Managing Director & Co-Founder
Fulfin
LinkedIn
Tamara Ferreira Schmidt
Executive Director
Digital Euro Association
LinkedIn
Brijesh Nanavati
Credit Risk Management - AVP
Deutsche Bank
LinkedIn
Nasdeep Purewal
Head of Credit
Formerly Mondu
LinkedIn
Mehmet Burak Dikmen
Head of Product
Maxi Digital
LinkedIn
Konradin Breyer
Founder
Forget Finance
LinkedIn
Chiedza Muguti
Chief Product Officer
Alteos
LinkedIn
Georg Schardt
Commercial Director Central Europe
Zaver
LinkedIn
Malte Hoffmann
Co-Founder
Mondu
LinkedIn
Thorsten Terweiden
Investment Director, Europe
Victorian Government
LinkedIn

Friday night German BBQ experience

Friday night BBQ

 

 

Attendees enjoyed an exquisite German BBQ whilst mingling once the content sessions came to an end! 

 

2023 agenda


Lisa Moyle, Co-founder and Chief Strategy Officer, Fintech Talents

Following well-publicised pandemic-driven growth in 2020, digital payments look set to accelerate again this year, thanks to the relentless pace of innovation across the financial ecosystem. Find out what comes next in the world of eWallets, real-time funds transfers and personalisation. This session will look at:

  • How card tokenisation is making digital payments accessible to all
  • The APIs supporting financial literacy and better money management skills consumers of all ages
  • Why catering to niche audiences is driving innovation in unexpected places

Jeff Parker, Managing Director International, Marqeta
Stephan Haslebacher, Co-Founder and Chief Operating Officer, Moss
Galina Kersten, EMEA Head of FinTech & Platforms Sales, Deutsche Bank

Germany’s strategy to boost the use of blockchain has led to a growing niche boosted by start-ups. German parliament passed a law to allow investments in cryptocurrencies in the future. The dangers of virtual currency are also being addressed, with plans to tackle the criminal use of cryptocurrencies. So, is Germany leading, lagging behind, or carving its own way? 

  • National Blockchain Strategy  
  • Active cryptocurrencies  
  • Virtual currency regulation – new rules for crypto funds  

Moderator: Joanna Rindell. Blockchain Lawyer, Indpendent
Marius Smith, Director Strategy and Growth, Finoa
Sylvie Durach, Co-Founder, Hopa
Stanislav Havryliuk, COO, Zonda

Data is a key pillar in good credit risk management and without the right data, the full potential of risk exposure cannot be reviewed. Almost every action now leaves a digital footprint and generates a significant amount of data. Coupled with advancements in technology and analytics, risk decisioning is becoming more efficient and precise, but that doesn’t come without its challenges.

  • Disruptive technologies impacting credit risk
  • Integrating data systems effectively
  • Ensuring data quality and explainability

Moderator: Nasdeep Purewal, Head of Credit, Formerly Mondu
Natalia Lyarskaya, VP Data Science & Risk, Billie
Sangram Borkar, Chief Credit Officer, American Express
Fredi Gruber, Founder, Fulfin
Brijesh Nanavati, Credit Risk Management – AVP, Deutsche Bank

More and more young Europeans spend considerable time living and working abroad. Gen Zs especially (67 per cent) value the ability to determine their own working hours and location. This is also the case for more than half (54 per cent) of millennials. Those with an entrepreneurial mindset (willing to start their own business to achieve financial independence or having already done so) are also more likely to choose a location-independent lifestyle. Gen Zers are also more prone to be free from location and working hours, and freedom (financial, occupational etc.) is the name of the game for them.

  • To do for neobanks: finding your value and purpose in an ever-changing world
  • How can neobanks adjust to evolving consumer wants and their need for location-independence
  • Transforming strategy into actionables when building a neobank for the next decade

Moderator: Thorsten Terweiden, Investment Director, Europe, Victorian Government
Bianca Zwart, Chief of Staff to the CEO, bunq
Mehmet Burak Dikmen, Head of Product & Lite App, Maxi Digital
Konradin Breyer, Co-Founder, Forget Finance

Achieving total CX. IoT, AI, Embedded Payments – the global connected customer wants simplicity, security and ease. Bringing together key innovative technologies is the key to winning the loyalty of consumers and businesses. Big data and AI provide hyper-personalised services, allowing businesses to shift to a customer-centric mode and: 

  • Evolve customer journeys 
  • Establish robotic processes, automation and chatbots 
  • Build customer experience with payments/mobile payments 

Moderator: Georg Schardt, Commercial Director Central Europe, Zaver
Sacha Cayre, CMO, Silvr
Artyom Chelbayev, Co-Founder & COO, Vitamin
Kahraman Anil Tanis, Bank Based Payments Tribe Lead, Mercedes Pay

Embedded finance holds great promise – stronger customer loyalty, new revenue streams and precious data on the payment behaviour of the company’s user base. There is a growing number of strategic partnerships among market players to launch innovative products. So, what is available? And which brands are doing it better than the banks?  

  • Tools and tech for lending, insurance, payments 
  • A new era of partnerships  
  • Reimaging retail and delivering on CX  

Moderator: Chiedza Muguti, Chief Product Officer, Alteos
Joachim V. Brockmann, Former Managing Director, Future Payment Solutions & Development, MediaMarktSaturn
Matteo Gamba, head of Product, Global Payments and Fraud, Wayfair
Jan Lastuvka, Founder & CEO, Lemonero
Andreas Spengel, Senior VP, Business Development, Germany & Switzerland, Mastercard

Buy now, pay later (BNPL) solutions have brought one of the biggest disruptions to online shopping industry in recent years. Although it’s been most popular with Gen Z and Millennial consumers to date, uptake among older consumers is increasing. But while it might seem like a convenient and seemingly money-saving shopping method, its use raises a number of debt and data privacy issues. Is BNPL enhancing or hindering financial inclusion? 

  • Providing clarity – transparency is key 
  • Ensure adequate consumer protection 
  • What happens when ethics and desired business outcomes conflict? 

Nina Pütz, Chief Executive Officer, Ratepay 
Rodrigo Catao, Digital Product Manager – Checkout, C&A 
Georg Schardt, Commercial Director Central Europe, Zaver
Malte Huffmann, Co-Founder & Co-CEO, Mondu

Germany’s Fintech market is thriving thanks to an innovation-friendly environment and mature infrastructure. Its growing fintech start-up scene, centred in Berlin, attracts international top talent, not only because of the high level of English language adoption – the common language of cross-border payments – but also because of its start-up-friendly laws, and stability within the Eurozone, combined with: 

  • Cross border and export commerce 
  • Cross-segment partnerships 
  • New market entrants 

Moderator: Tamara Ferreira Schmidt, Executive Director, Digital Euro Association
Louise Ferslev, Founder and Chief Executive Officer, MyMonii
Lukas Zörner, VP Germany, Qonto
Nils Feigenwinter, Founder & CEO, Bling

People in Germany are the most financially secure of any country in Europe. But with consumers facing the challenge of global inflation they are turning to financial apps and services that automatically streamline their spending. Customers knowing that they can pay the bills today, are on track for a healthy financial future. People who experience financial wellbeing are less stressed about money.   

  • Cash and budget managing apps  
  • How to handle physical cash in budgeting apps 
  • Effortless tracking on both daily, and advanced, expenses

Moderator: Moderator: Greta Schulte, Secretary General, European Fintech Association
Perjan Duro, Founder and Chief Executive Officer, MoneyCoach.ai
Susanne Krehl, Founder and Managing Director, Fabit 
Sophie Thurner, Founer and Co-Chief Executive Officer, beatvest
Daniel Lappas, General Manager, DACH & Northern Europe, N26

Lisa Moyle, Co-Founder and Director of Strategy, Fintech Talents


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  • Speaking opportunities
  • Sponsorship & exhibition opportunities
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Contact us

Reach out to the Fintech Talents team with queries on how to get involved through
sponsorship, exhibition, speaking, or media partnership opportunities

Victor Cruz
CEO
Sponsorship & exhibition enquiries
LinkedInEmail
Lisa Moyle
Chief Strategy Officer
Content & speaking enquiries
LinkedInEmail
Anna Smart
Client Success Manager
Hosted Meetings and sponsorship delivery
LinkedInEmail
Alicia Condon
Senior Marketing Manager
Marketing & media enquiries
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