Traditional banks have faced challenges in moving to the forefront of embracing digital identity. Without legacy systems slowing down innovation and delaying the implementation of new tools, fintech challengers and neo-banks have been able to offer powerful ways to authenticate customers. As Manuela Sedvartaite, Innovation Manager at Santander, explains, “As a large corporation bank, we

Open Source Penguins, Timbaland and the value of the IBM ecosystem The countdown is on…and we are in the final stretch. For our last Countdown to the Fintech Talents Festival Video we are thrilled to be joined by Dr Melissa Sassi, Chief Penguin, IBM  Z Systems. Learn more about the role of a Chief Penguin,

The Countdown to the Festival continues and like the financial services industry, things are moving fast. This week, we speak to Stephen Wishart, Director of Fintech at TransUnion. Working with start-ups and established players alike, Steve is well placed to share a big picture view of fintech innovation, now and on the horizon. Things like

Richard Wainwright, CEO at Mutual Vision joins us in episode 54 of our FTT Chats series. During the series, we sit down with several digital players to explore disruptive technologies, strategies and innovation. In this chat, Richard discusses some of the key challenges that building societies are facing and the solutions that Mutual Vision can

Designing digital identity to meet high levels of trust, while ensuring credentials are interoperable, portable and protect the holder’s personal data, is no easy task. Customers are becoming more and more aware of their online identities, they want security, data privacy and control. On many occasions, when verifying your identity online you are really verifying

Despite decades of financial inclusion efforts, barriers preventing access to financial services continue to exist for individuals across the globe. One such critical barrier, is the lack of an official, foundational form of identification. An estimated one billion people worldwide are unable to prove their identity, while millions more have forms of ID that cannot

Innovative technology has been transforming the banking sector for decades. From humble beginnings in online banking to AI-enabled fraud detection and app-based banking; technology’s role as a driving force for transformation in financial services is unparalleled. Now, embedded finance promises to build on these advances to offer a truly revolutionary shift in the industry across

A cross sections of experts came together as part of Fintech Talents North America to discuss the exciting and fast changing world of payments. Payments are often a catalyst to greater innovation across the industry and the panel discussion was a great demonstration of how that plays out across the ecosystem. From the technology to

Around 17 years ago, I first had access to a computer with the internet. A typical millennial, the majority of my online interaction was through MSN messenger under an anonymous username. Probably something like ‘CoolCatXOXO’. My digital and physical identities were completely separate and giving away any ‘real-world’ information was totally out of the question.