Welcome!

• Agenda for the day - Big Question Stage and Drill Down Sessions Schedule
  

Taking advantage of the payments rails to offer modern and tailored lending products to merchants and consumers. We are now bridging the gap between lending and payments   

• Ian Johnson, MD (Europe), Marqeta   

By leveraging the payments rails, a new range of tailored, dynamic credit, loans and working capital schemes are offering SMEs with the support they need to thrive and grow. 

• Stuart Doignie, MD – Fintech Strategy and Commercialisation, Shawbrook Bank  
• Katrin Herrling, CEO & Co-Founder, Funding Xchange 
• Simon Cureton, CEO, Funding Options 
• Lawrence Gilioli, Founder, Lenderwize  
• Adam Tyler, Executive Chairman, FIBA (Moderator)   

The CEO of Starling Bank sits down to talk about the importance of supporting the SME sector and how her bank made a quick pivot in 2020 to offer over £1 billion worth of the government’s emergency loan schemes to support struggling firms during the pandemic. 

• Anne Boden, CEO, Starling Bank  

The 2020 global pandemic has thrown a wrench into how many of us work, live and build businesses. What role do lenders play in economic revival?  

• Conrad Ford, Chief Product & Strategy Officer, Allica Bank 
• Alexis Kopylov, CEO, DBT 
• Emily Hogg, Head of Lending & Investment Operations, Innovate UK 
• Matthew Nyong, Vice President – Fintech Warehousing, Silicon Valley Bank 
• Brendan Gilmore, MD, BPG Strategy (moderator) 

FinTech has waited 10 years to disrupt banking. However, many incumbent banks continue to cling to outdated credit models, are unprepared for true personalisation or are unable to bridge the payments and lending divide. Will Lending 3.0 bring the disruption FinTech promised a decade ago?  

• Alison Harwood, Head of London Branch, Varegold Bank  
• Daniel Drummer, CFO, auxmoney  
• Lucy Hasson, Co-founder and Chief Operating Officer, Esme Loans  
• Petr Baron, CEO TBIF (TBI Bank) 
• Stéphane Blanchoz, Head of SME Alternative Financing, BNP Paribas Asset Management 
• Liz Lumley, Director, VC Innovations (Moderator)   

This round table discussion will explore how far along financial institutions have come in their pursuit of fully digitised lending capabilities. Topics will include: What does it mean to be digital? What are the successes that we have seen so far? What are the inhibitors? And what market success metrics can we point to? All participants are encouraged to contribute their point-of-view in this unique peer-to-peer learning session.

Owning your home is a traditional life goal and a desire for many. While ‘taking on a mortgage’ would rarely be considered as one of life’s great joys. The path to ‘owning your own home’ has been under constant evolution over the past few years. How had the humble ‘mortgage product’ be made more suitable for a 21st Century World? 

• Vicki Harris Chief Commercial Officer at Kensington Mortgages  
• Alex Beavis, Head of Mortgage Products, Skipton Building Society  
• Stephen Brown, Head of Intermediaries, Scottish Building Society
• Liz Lumley, Director, VC Innovations (moderator)   

Open Banking/Finance, personalised services, as well as dealing with risk, compliance, and KYC & AML and combating fraud. Data underpins all, but is it keeping pace with the demands of Lending 3.0?  

• Yaron Shoshani, Chief Technology Officer, ezbob 
• Tom Renwick, Business Banking Propositions Manager, Atom Bank
• Gareth Rumsey, Head of Analytics, ThinCats  
• Andy Piggott, Director of Lending Products, Metro Bank  
• Liz Lumley, Director, VC Innovations (moderator)  

Loans, funding and credit offer much needed liquidity to businesses and personal accounts. These injections of capital also created debt, which can often mushroom to unhealthy levels. Is it possible to balance cheap access to credit and loans with financial prudence? 

• Philip Haglund, CEO, Gimi 
• Steve Peacock, Chief Risk Officer, Think Money Group
• Ben Brabyn, Co-founder, GenieShares (moderator)  

In a world of record low interest rates, the emergence of new and evolving asset classes to beat the market will always be attractive. Peer-to-peer lending, alternative lending and flavours of mortgages are asset classes in their own right – and the investors from institutions to person are paying attention.   

• Julian Cork, COO, Landbay Partners 
• Antoni Trenchev, Co-Founder of Nexo 
• Liz Lumley, Director, VC Innovations (moderator)