Fintech Talents Festival Agenda 2022

Navigate your way through the agenda to view 6 stages of content across 2-days.

Day 1 – Registration opens at 08:30am

Fintech Talents Festival – Global Transformation Stage

Elizabeth Lumley, Deputy Editor, The Banker, Financial Times

Financial services organisations want to use start-ups and other third-party providers to rapidly solve problems and to accelerate innovation, but all too often, this is not possible because of the time and effort it takes to ensure the provider meets the firm’s regulatory and security requirements. In this talk, we will discuss the ways in which financial services firms are solving these problems and how IBM is working with both start-ups and enterprises to accelerate this innovation.

Prakash Pattni, Managing Director, Financial Services Digital Transformation, IBM Cloud, IBM

Layla White, Founder and Chief Executive Officer, TechPassport

Cloud computing is increasingly enabling businesses to scale effectively, reduce costs and produce new business models. We will examine how advances in cloud computing have enabled, monetised and accelerated payments:
  • How cloud computing can help identify and drive ways to monetise your business
  • Advantages of cloud over traditional IT models
  • Increasing operational resilience and meeting regulatory demand
  • Multi-cloud strategy – what this means and how it can be implemented


Moderator: Ronan Carter, Client Partner, Google

Ange Johnson De Wet, Head of Function, Cloud Enabled Business Transformation, Lloyds Banking Group

Nick Fleetwood, Head of Data Services, Form3

Michael Anyfantakis, Chief Architect and Head of Product, Capital One 

Nick Fryer, Chief Technology Officer, Dojo

Martin Tyler, Head of Innovation Delivery, Innovation Global Functions, HSBC

Time for a quick break! Grab a tea or coffee!

Innovation often looks to the next generation, and much of Gen Z is now mature enough to start driving behaviours and usage of technology – with the rest of society following. Is this an entertainment space for youngsters or will this be an important channel for the delivery of financial services that can’t be missed? Who is ahead of the game and can established providers create a forward-looking strategy to capture the opportunity? Here, we’ll look at: 


  • The convergence of the metaverse, crypto, and 5G 
  • Early-stage opportunities to reach an untapped market 
  • Building a bridge from banking to gaming 
  • Extracting value from virtual worlds to the real world 

Moderator – Simon Crown, Partner, Clifford Chance

Elliot Goykhman, Founder and Chief Executive Officer,  ZELF

Conor McCarthy, Head of Proposition Design and Innovation, Bank of Ireland

Marie E. Dzanis, Chief Executive Officer, Northern Trust Global Investments, Executive Vice President and Head of Asset Management, EMEA, Northern Trust Asset Management    

Caroline Hughes, Co-Founder and Chief Executive Officer, Lifetise

Emanuele Colonnella, Innovation Activation Manager, Generali

Achieving total CX. IoT, AI, Embedded Payments – the global connected customer wants simplicity, security and ease. Bringing together key innovative technologies is the key to winning the loyalty of consumers and businesses. Big data and AI provide hyper-personalised services, allowing businesses to shift to a customer-centric mode and: 

  • Evolve customer journeys 
  • Establish robotic processes, automation and chatbots 
  • Build customer experience with payments/mobile payments 

Moderator: Olivia Minnock, Editor, FinTech Alliance 

David Palmer, Vodafone Business Blockchain Lead, Vodafone  

Derek Smith, Head of Technology – EMEA (Wealth Management Platform), Morningstar 

Diana Carrasco, Managing Director, Merchant Services, Lloyds Banking Group 

Terrie Smith, Co-Founder and Chief Executive Officer, DIGISEQ

Petr Baron, Chief Executive Officer, tbi bank

Structuring for scale: Finding opportunity in uncertainlyThe only constant is change. As fintechs face a fast-changing economic and financial landscape, how do their scaling journeys need to change? A group of leaders and leading experts discuss how growth strategies and priorities evolve accordingly.
  • Addressing the changing needs of customers
  • Is there a silver lining to the challenges ahead to be found in new opportunities?
  • Changing priorities – profitability vs product development
  • New tools and learnings and the impact on company operations
Moderator: Andy Hirst, RVP Head of Industries, EMEA North, SAP
Valentina Kristensen, Director, Growth and Communications, OakNorth
Susan Loftus, Head of Services EMEA, SAP Fioneer
Gerald Gruber, Chief Commercial Officer, Bunq
Felipe Hillard, Chief Customer and Product Officer, The Bank of London
Uwe Nickel, Chief Technology Officer, COMO Global

Lunch is served! Head to the catering area on the expo floor, explore the networking options, and don’t forget to visit the exhibitor booths.

Elizabeth Lumley, Deputy Editor, The Banker, Financial Times

Join us for this panel as we talk to a wide group of start-ups about the challenges they have encountered as they scale their business from understanding the market requirements and regulations, hiring the right people, funding, convincing clients of their value, learning when to partner and when to go it alone. We’ll hear about lessons learned and what has worked as these start-ups have looked to scale out their businesses.

Moderator – Elizabeth Lumley, Deputy Editor, The Banker, Financial Times

Yuliia Rokun, Business Development Specialist, Cloud and AI, EMEA, IBM

Mankaran Ahluwalia, Co-Founder and Chief Executive Officer, Yayzy

With the Bank of England now forecasting recession in Q4, how can the banking and finance sector deal with crisis fatigue? How can banks make good use of a crisis, manage risks and find the benefits?  


  • The Great Resignation – banking the future  
  • SME lending – run off of the BBL/CBIL government support 
  • How to continue to grow in a challenging macroeconomic environment 
  • FinTech partnerships and consolidation (M&A) 


Moderator: Brendan Gilmore, Managing Director, BPG Strategy 

Julie Ashmore, Chief Executive Officer, Rapid Cash, NatWest

Nick Bennett, Chief Technology and Operations Officer, Castle Trust

Jamie Broadbent, Head of Digital, Innovation and Design, RBS International

Jason Maude, Chief Technology Advocate, Starling Bank

Nithin Bose, Vice President of Customer Success, Very Good Security

Banks, FinTechs, platforms and non-financial brands are all competing for customer data. More customers = more data, resulting in insights to offer a better product that attracts even more customers. But who can capture and leverage data to deliver the best products and services to end-users? 


  • Extracting value from your data with real-time analytics for scalability  
  • Keeping a close eye on RegTech, cybersecurity and customer privacy 
  • Increasing customer satisfaction 

ModeratorRichard Felton, Head of Sales, Europe, Marqueta

Jonathan Lister Parsons, Co-Founder and Chief Technology Officer, PensionBee

Dr Mayur P Joshi, Assistant Professor in Financial Technology, Alliance Manchester Business School, The University of Manchester

Time for a quick break! Grab a tea or coffee (…or a famous festival craft beer!) before the final sessions of the day.

De-Fi – the natural outcome of the invention of NFTs, crypto and the blockchain – has seen a massive surge of interest, but to many confusing and complicated. Regulators across the globe are keen to regulate new digital currencies, financial products and exchanges. What will it take for De-Fi to enter the mainstream?   


  • Configuring secure infrastructure, operations and future services  
  • Focus on usability  
  • Regulating crypto and managing risk 

Moderator – Louise Smith, Chair of the Board, Innovate Finance

Mariya Brown, Head of EMEA Innovation, BNY Mellon

Stephen Richardson, SVP, Financial Markets Group & Head of APAC, Fireblocks

Louis Stewart, Partner and Head of Technology, Fasanara Digital, Fasanara Capital

Diederik Van Wersch, Director, Mid-Market EMEA, Chainalysis

Michael Lie, Head of Digital Asset Trading, Flow Traders

The new buzzword. Web 3 is heard everywhere, no matter what resource you go to, what forum you open, and any social media platforms. Web 3.0 is followed by blockchain, cryptocurrencies, non-fungible tokens (NFT), and many more terms that make your head spin if you are not in the loop. What are the prospects, issues and challenges? 


  • Using blockchains, crypto and NFTs to give power back to the user 
  • Centralised infrastructure 
  • Decentralisation and token-based economics 

Moderator – Diego Ballon Ossio, Senior Associate, Clifford Chance

Elizabeth Lumley, Deputy Editor, The Banker, Financial Times

Taking place in the Porter Tun

Future Identity Festival


Find out what to expect from the next two days.

Laura Camplisson, Future Identity Portfolio Lead, VC Innovations

As momentum behind ID wallets continues to grow, is digital identity about to hit the mainstream? Wallets could allow users to securely store smart, reusable credentials, for convenient access to services. Which initiatives are underway to drive interoperability at a national and international level? What considerations must be made to ensure wallets work for relying parties, while protecting personal data? Will accessibility drive widespread adoption?

  • Felipe Martinez, CIO, Revolut EU
  • Rumer Ramsey, Legal Officer, European Data Protection Supervisor (EDPS)
  • Martin Sladecek, Director, Digital Strategic Studies, Société Générale
  • Janny Kinende, Engineering Manager, BankID Norway
  • Maria McCann, Organisational Psychologist, Director of Health Identifiers Service, Health Service Executive
  • Jessica Figueras, Founder, Hither Strategy (Moderator)

Science fiction author William Gibson famously said that the future is already here, it’s just not very evenly distributed. If digital identity systems are to work for everyone, there are a wide range of usability and accessibility needs that must be accounted for. What practical steps can organisations take to address exclusion at each stage of product development? How do we mitigate bias, both conscious and unconscious, from identity solutions?

  • Emma Lindley, Managing Director, CAF and Co-Founder, Women in Identity
  • Sol Enenmoh, Head of Digital Transformation, Vanquis Bank
  • Adam Desmond, Sales Director, EMEA, OCR Labs
  • Sian Williams, CEO, Switchback
  • Kay Chopard, Executive Director, Kantara Initiative
  • Henk Marsmann, Digital Identity Thinker and Principal Consultant, SonicBee (Moderator)

Time for a quick break! Grab a tea or coffee!

As the saying goes, ‘start as you mean to go on.’ Verifying the identity of new customers has become a critical step in any business’s financial crime strategy. Once a fraudster has created an account with a synthetic identity, the door to re-authentication is left wide open. How can businesses leverage new technologies to strengthen the onboarding process against evolving threats, thwarting bots and fraudsters before damage is done?

  • Guillaume Ehny, CISO, Kroo
  • Sergei Federov, Head of Onboarding, ANNA Money
  • Harry Weber-Brown, Chief Executive, TISA
  • Anouk Moll, Innovation Manager, ABN AMRO
  • Mark Haine, eKYC & IDA Working Group Co-chair, OpenID Foundation (Moderator)

As quickly as businesses have embraced digital to engage with their customers, bad actors have used credential stuffing, account takeover, and other types of attacks to take advantage. Keeping pace with an evolving threat landscape requires innovative approaches to optimising both security and convenience. But how do businesses avoid creating internal friction and slowing innovation through multiple integrations? Can a drag-and-drop approach to identity bring together all the tools businesses need to rapidly build, test and optimize customer journeys?

Máté Barany, Enterprise Account Executive, Ping Identity

Technology alone will not solve digital identity. The resulting ecosystem will be shaped by the standards, regulations and policies governing identity systems. How can government and industry collaborate to drive trust and interoperability? What impact will data privacy, AML and KYC regulations have? What rights do individuals have to assert, alter and control their identity and how will this change as we determine a path forward for digital ID?

  • Francisco Martins, Senior Executive, Financial Services & Crypto, Idnow
  • Paul Munson, Head of Financial Crime, Shares
  • Steven Bisoffi, Payments Technical Specialist, Payment Systems Regulator
  • Donna Beatty, Global Digital Identity Executive, Private Industry
  • Nick Mothershaw, Chief Identity Strategist, Open Identity Exchange (Moderator)

Lunch is served! Head to the catering area on the expo floor, explore the networking options, and don’t forget to visit the exhibitor booths.

Introduction to the sessions coming up this afternoon.

Laura Camplisson, Future Identity Portfolio Lead, VC Innovations

The percentage of transactions carried out online has skyrocketed in recent years. The e-commerce sector has become a top target for fraudsters to commit account takeover, card fraud and phising attacks. How are online retailers evolving their approach to identity and age verification? How can automation and new authentication measures be leveraged to combat fraud, meet regulations and create seamless omnichannel experiences?

  • Mansoor Qureshi, Senior Technical Sales Manager, Fraud Detection and Mitigation Solutions, Ping Identity
The future of identity is always evolving. The time to evolve beyond passwords with automated, multi-modal biometric authentication, is now. Passwords cost money, both in terms of customer abandonment (yes, people hate password reset cycles!) and the human overhead required to check identity at the point of high-risk customer action. In the last 10 years, fintechs have honed, polished and refined the customer onboarding journey. In this session, Mitek will examine how to refresh customer authentication journeys.
Travis Joseph, Client Manager, Mitek Systems

The future of employment and hiring is a fascinating emerging use case for digital identity. Can digital ID help to streamline right to work checks and secure businesses and employees against fraud? How can innovative identity solutions support a seamless employee onboarding journey from prospective talent, through to new hire? How will digital employee credentials be leveraged for authentication and access use cases throughout the employee journey.

  • Alison McDowell, Advisory Board Member, Better Hiring Institute
  • Keith Rosser, Director of Group Risk, Reed
  • Elinor Hull, Identity Services Director, Post Office Ltd
  • John Harrison, Policy Manager – Right to Work, The Home Office
  • Russ Cohn, General Manager International, OCR Labs (Moderator)

Time for a quick break! Grab a tea or coffee (…or a famous festival craft beer!) before the final sessions of the day.

Social media has revolutionised how we interact with companies and individuals online. Providing a platform for e-commerce, entertainment, and instant connection, social media sites are now used by more than 4 billion people worldwide. As the dangers of fraud, identity theft, trolling and grooming intensify, should more be done to verify the real identities of online users? How do we govern data privacy, security, and liability in a limitless online world?

  • Claire Maillet, Head of Financial Crime Operations, Ziglu
  • Keily Blair, Chief Strategy and Operations Officer, OnlyFans
  • Asad Ali, Principal Technologist, Digital Identity, Ofcom

As the metaverse and web 3.0 pick-up pace, a new vision of the internet is emerging which could soon see us consuming data and experiencing online spaces very differently. How will users trust the identities of virtual personas they interact with? How will NFTs and digital assets be protected against fraud? Does creating an environment where users can interact safely, securely and privately, mean building the future internet on digital identity?

  • Flavia Kenyon, Barrister, 36 Group
  • Niall McCann, Policy Advisor and Project Manager, Legal ldentity, United Nations
  • Andreas Valentin Pedersen, Blockchain Consultant, Contraint Ltd and Technical Director, Triple-A Games Industry
  • David Palmer, Blockchain Lead, Vodafone Business IoT
  • Ana Maria Jipa, Co-Founder and CEO, Olyn
  • Chana Kanzen, Founder, London Women Leading Web3 (Moderator)

Laura Camplisson, Future Identity Portfolio Lead, VC Innovations

Taking place in the Porter Tun

FTT Open Finance

Open finance is what open banking wants to be when it grows up. It explicitly collects the
entirety of a person’s financial data, accessed securely and with their permission and is also a
decidedly customer-centric worldview. But what does this mean in practice?
• How can open finance help marginalised communities?
• Financial inclusion: fairer finances for all?
• Overcoming the remaining vagueness to advance towards Open Data

Moderator – Helen Child OBE, Founder, Open Finance Excellence

Charlotte Crosswell OBE, Chair and Trustee Open, Banking Implementation Entity (OBIE) 

Hetal Popat, Director, Open Banking, HSBC

Chirag Shah, Founder and Chief Executive Officer, Nucleus Commercial Finance

Wasim Mushtaq Transformation Lead, Financial Markets, Standard Chartered

Jawad Bhatti, Founder, Thought System

Understanding open finance as a strategic direction will be critical for financial institutions who
want to stay relevant. But is open finance the only realistic strategy given the way financial
services has changed? We’ll look at how open finance will be an essential strategic decision:
• Regulatory compliance as an opportunity
• Traditional financial institutions versus fintech and challenger banks
• Educating customers and open finance ecosystem of the future

Moderator – Ghela Boskovich, Regional Director / Head of Europe, Financial Data and Technology Association

Sergiu Negut, Co-Founder and Chief Strategy Officer, FintechOS

George Dunning, Co-Founder and Chief Operating Officer, Bud

Like the cheque before it, direct debits are being replaced by FinTech alternatives. Variable
reoccurring payments (VRPs) will further fuel the take-up of open banking services in the
second half of this year, when Competition and Markets Authority (CMA) rules come into
force, mandating banks to offer VRP-enabling application programming interfaces (APIs)

  • What are the benefits to consumers and businesses of VPR? How are they  
  • an improvement to direct debits and card on file payments? 
  • How will this new way to pay spur further innovation? 
  • Are banks ready to meet the regulatory deadline? 

Moderator – Liesl Bebb-McKay, Director, BBD

Colin Hollingsbee, Chief Information Officer, The Credit Thing  

Mark Hannay, Chief Operating Officer, Scroll Finance

Mike Mann, Finance Director, Williams 

Andrew Norman, Lead Engineer of UK and Europe Product, Wise

Prabhakar Samy, Payment Practice Manager, Aspire

Lunch is served! Head to the catering area on the expo floor, explore the networking options, and don’t forget to visit the exhibitor booths.

Liesl Bebb-McKay, Director, BBD

Leading the payments revolution, is the steady rise of open payments. This panel will examine
the impact of open payments on everyday transactions — helping demonstrate its potential
to fundamentally change how we purchase goods and services.
• Benefits of open banking ‘account to account’ payments for the end user
• Why wealth management is the perfect use case for open banking payments
• What could the future look like for wealth management and open banking?

Moderator – Laura Douglas, Senior Associate, Clifford Chance

George Rodgers, Senior Product Manager, Hargreaves Lansdown

Ali Abdulkadir Ali, Vice President of Global Product, Wahed

Paul Horlock, Chief Payments Officer, Santander

Stephen Wright, Head of Regulation and Standards, Bank of APIs, NatWest

Clients, industry participants and governments see the significant benefits of being able to
share ‘everyday’ information to improve transparency and enhance client outcomes and
experiences. This realisation differentiates open finance when compared to other industry
evolutions and drives its potential. This development is significantly interconnected with other
key themes that will likely continue to shape the success of wealth managers globally. But
what are the benefits?
• Hyper personalisation
• Intergenerational wealth transfer
• Reducing the barriers of entry for new non-traditional players

ModeratorWill Hackett, Head of Fintech Practice, Pangea 

Rish Sareen, Head of Operations, Plum Fintech

Caroline Murphree, Managing Director, Savings, Investing and Retirement, Moneybox

Harjas Singh, Co-Founder and Chief Product Officer, Shares

James Leech, Senior Proposition Manager, Fidelity International

With data and financial services reform among UK legislative priorities, it’s time to move beyond open banking. Reforms to improve UK financial services should build on the success of open banking and there needs to be wider participation in smart data initiatives, with strengthened accountability to consumers.
  • The path beyond Open Banking
  • Consumers and businesses – more control of data
  • What are the possibilities?

Siobhan Dennehy, Deputy Director for Smart Data and Digital Competition, Department for Business, Energy and Industrial Strategy (BEIS)

Time for a quick break! Grab a tea or coffee (…or a famous festival craft beer!) before the final sessions of the day.

Businesses need to consider whether they can build the technological capability in-house or
look at the option to buy from external suppliers. Taking all of this into account, there are
some key things to consider when looking at open banking for your business:
• Complexity of open system building
• Regulation and the step change
• Consumer-driven
• The cost

Moderator – Garrett Cassidy, Fintech Founder and Former Vice President of Credit, Monese

Simon Tobelem, Co-Founder and Group Chief Executive Officer, ARIE Finance

Winston Pearson, UK Open Banking Product Manager, Goldman Sachs

Mike Galvin, Co-Founder and Chief Commercial Officer, Toqio

Kevin Mountford, Co-Founder, Raisin UK

By integrating geospatial data into financial practice, the industry can increase transparency for practitioners and data providers alike. It allows financial markets to measure and manage sustainability-related risks more accurately, as well as enhancing a vast range of other factors that affect risk and return in different asset classes. Here we’ll look at the benefits and ways you can use spatial finance: 


  • Satellite applications 
  • ML, AI and automation 
  • Privacy issues 
  • Taking raw data and filling the gaps 

Moderator – Luca Budello, Knowledge Transfer Manager, Geospatial Insights, Innovate UK KTN 

Daniel Gibbs, Climate Consultant, Enterprise and Climate Propositions, NatWest 

Christophe Christiaen, Innovation and Impact Lead, Centre for Greening Finance and Investment, University of Oxford

Hannah McNally, Product Development Manager for Intelligence UK, Airbus Defence and Space

Alastair Graham, UK Lead, Sparkgeo

Liesl Bebb-McKay, Director, BBD

Taking place in the Porter Tun

FTT Embedded Finance

Learn why embedded finance is such a hot topic. From brands to platforms to banks – the universe of providers and distributors is growing rapidly. Who is leading the pack and, crucially, is this truly a win-win-win across the ecosystem? 

Explore the drivers for non-financial enterprises to offer financial products and services to their end-users and communities. What is the impact on customer experience and inclusion? Are communities – whether their bond is underpinned by shared values or brand loyalty – better served by accessing financial services from those who know them best?  

Paul Staples, Global Head of Banking as a Service and Embedded Finance Proposition, HSBC 

Sarah Kocianski, European Advisor, Arizona Fintech Council

Josh Cogan, Lead Client Partner, Banking-as-a-Service, Finastra

Robin Lambert, Group Head of Reg/Legal (Digital & Transformation), Virgin Media O2

How do non-financial brands build best-in-class financial services. What are the tools and technologies that enable them to offer products and services that meet the needs of their customers and are safe, secure, and fit for purpose. Important questions when hard earned brand equity and trust are at stake.  

Winston Pearson, UK Open Banking Lead, Goldman Sachs 

Nick Pedersen, Global Head of Digital, NatWest Markets

John O’Brien, SVP Head of Commercial, dLocal

Ben Robinson, Co-Founder,

Craig Hartnett, Senior Manager, Financial Services & Monetisation, eBay

Lunch is served! Head to the catering area on the expo floor, explore the networking options, and don’t forget to visit the exhibitor booths.

Embedded finance is constantly innovating and at breakneck speed. Discover how businesses can define a richer, stickier user value proposition through embedded finance to stay relevant in the current competitive environment. Explore why integrating embedded finance into business models can create outstanding experiences for customers whilst adding new revenue opportunities. 

Ryan O’Holleran, Director of Enterprise Sales, EMEA, Airwallex

Vicky Wang, Senior Partnerships Manager Financial Services, Xero 

Lucas Dalglish, Chief Commercial Officer, Jaja Finance 

Chirag Shah, Founder & CEO, Nucleus Commercial Finance Ltd.

Jay Wilson, Investment Director, AlbionVC

Paul Loberman, Chief Product Officer, untied (moderator) 

Panellists explore the future of Super Apps. Do consumers and businesses want standalone apps or one that provides it all? Super Apps are redefining the future of financial services through embedded finance.  Which ones will win the attention of customers in this ever-changing digital ecosystem? 

Helena Forest, Executive Director, Payments, JP Morgan 

Dharmesh Mistry, CEO, Askhomey (moderator) 

Sharon Miles, Chief Operating Officer, Chip 

Nikos Melachrinos, Co-Founder & CEO, Quirk

Venla Pouru, Director of Strategy & Growth, Enfuce

Time for a quick break! Grab a tea or coffee (…or a famous festival craft beer!) before the final sessions of the day.

Regulators and industry practitioners will review the current regulatory landscape for embedded finance, and the f4uture direction of travel. Can consumer protection and supporting innovation work in tandem to achieve a sustainable future for embedded finance? Can embedded finance both expand access and offer effective oversight for a broad range of services – BNPL, payments, insurance, wealth management, etc. 

Briony Krikorian-Slade, Principal Payments, UK Finance 

Gerard Hurley, Chief Risk Officer, Chip 

Todd Latham, CEO, Divido

Robin Lambert, Group Head of Reg/Legal (Digital & Transformation), Virgin Media O2

Partnerships are paving the way for embedded finance. Understand how leveraging BaaS and the next gen of API driven platforms encourages delivering the right products, at the right time for end users. The collaboration of providers, distributors, and orchestrators makes possible the ability of businesses of all types to offer seamless financial products at speed. 

Conrad Ford, Chief Product and Strategy Officer, Allica Bank 

Cian Wright, Director of Partnerships, Juni 

Toby Kernon, CEO & Founder, Wagonex 

Miroslava Betinova, Head of Fintech, Griffin

Oliver Lane, Director, Behind Login (Moderator) 

BNPL was created to allow consumers shop on their own terms and to drive greater sales for sellers. It is one of the most successful examples of embedded lending. However, is this creating a potentially unhealthy relationship with debt for consumers? Should you need to have “the talk” about your BNPL products with your customers? Panellists will explore strategies to balance offering frictionless CX with ensuring adequate consumer protection and understanding of what complex financial products are. 

Taking place in the Porter Tun


Leeya Hendricks, CMO, Delta Capita,

Ilias Tsatalmpasidis,  Head of Growth, Superscript,

Jeremy Laight, Marketing and Communications Director at LendInvest

Financed emissions from UK banks and asset managers stand at almost double the UK’s domestically produced carbon emissions – a challenge the fintech sector has the opportunity to tackle head on. This session looks at the example and learnings of decarbonisation in the crypto sector, and what banks and the fintech industry can do to advance decarbonisation while powering their innovation pipelines.

  • Kirsteen Harrison, Environmental Advisor, Zumo Enterprise

Do we need DeFi or is this just another passing trend? This opening panel explores current trends, the key drivers for DeFi, and how organisations are building CeFi and DeFi products to serve the next generation of customers


Paul Ridley, CEO and Co-Founder, Old Street Digital

Brendan Gilmore, Managing Director, BPG Strategy (moderator) 

Isaac Robertson-Jonas, Senior Product Manager, Finder

Michael Messele, CEO, The Pillar Project

Michael Anderson, Director & Founder, Convex Foundation

What should the DeFi tech stack look like and how will this impact business models? This panel explores the different building blocks for DeFi such as smart contracts, blockchain, tokens, wallets, and dApps, how technology has matured, and the key challenges that institutions are currently facing as they look to build DeFi products. 

Melvyn Jones, Founder and Managing Director, Decentralised (moderator)

Anuj Agarwal, Data & Analytics Lead, NatWest

Jehangir Byramji, Emerging Technology & Innovation, Chief Technology Office, Lloyds Banking Group

Pavir Patel, Chief of Staff, Bitpanda Pro

Nicolas Decouttere, Member, EU Blockchain Observatory and Forum

Lunch is served! Head to the catering area on the expo floor, explore the networking options, and don’t forget to visit the exhibitor booths.

The convergence of CeFi and DeFi offers valuable solutions to those looking to bridge the gap between TradFi and DeFi, as well as enabling organisations to benefit from the greatest features of each. This session will analyse recent experimentation with DeFi products  which can be used to improve CeFi and TradFi models, products, and processes. 

Gary Clarke, CIO and Co-Founder, Old Street Digital

Caroline Hughes, Co-Founder and CEO, Lifetise

Benedikt Goetz, General Manager, UK & Europe, Metallicus

François-Julien Alcaraz, Founder, CryptoSimple

Aleksandra Shelepova, Chief Legal Officer, CoinLoan 

Anastasia Kinsky, Head of Programmes & Content, GBBC Digital Finance (moderator) 

Identity plays an essential role in day-to-day life but has been susceptible to criminal activity. This panel will explore how SSI and its foundations on blockchain technology, could enable greater trust, privacy and control for users, whilst considering the key design and technical attributes of decentralised identity.

Moderator – Bullish Dumpling, Trust Builder, Cardano Foundation

Mariana Gomez de la Villa, Global Centre of Expertise Lead – Distributed Ledger Technology, ING

This session will explore the progress of CBDCs and how money is changing, lessons learned from CBDC experimentation and design, the key risks involved, and if CBDCs would enhance rather than weaken the stability of banking.

Marion Laboure, Director – Macro Strategist, Thematic Research, Deutsche Bank

Elliot Hentov, Head of Macro Policy Research, State Street Global Advisors

David Cunningham, Director of Strategic Partnerships for Digital Assets, Citi

Nicole Sandler, Head of Digital Policy, Barclays

Varun Paul, CBDC and Market Infrastructure Director, Fireblocks

Jannah Patchay, Policy Lead, Digital Pound Foundation (Moderator)

Time for a quick break! Grab a tea or coffee (…or a famous festival craft beer!) before the final sessions of the day.

What are the key considerations that financial institutions and fintechs need to think about as they look to integrate crypto into their product offerings? This panel will analyse the current landscape and gather the views of institutions from across the financial services sector. We will explore the key decisioning factors, different approaches, and opportunities and risks from a diverse range of perspectives.


Nick Jones, CEO, Zumo Enterprise 

Maxson J.Y. Tee, VP Group Strategy & Corporate Development, Digital Strategy, Barclays 

Akash Bhalla, Product Manager, Oval Money

Naeem Aslam, Chief Strategist, Ava Trade

Lawrence Wintermeyer, Chair, GBBC Digital Finance (Moderator)

Worth close to $39 billion in 2021, the metaverse market is predicted to grow to $47.5 billion this year. Our rockstar speakers explore how organisations are identifying, building, and engaging with their digital communities in the metaverse, as reality and virtual worlds continue to merge.

David Pollington, Head of Research, Bloc Ventures (moderator) 

Shiv Aggarwal, CEO, EarthId

Taking place in the Porter Tun

FTT Building Societies

Charlie Onions, Product & Content Associate, VC Innovations

CEOs from across the mutual banking landscape discuss the methods mutuals are employing for a clearer, adaptive, and successful future. 

Emma Norledge, Deputy CEO, Wave Community Bank

Dónal Traynor, Group CEO, Community Finance Ireland

Adrian Sargent, CEO, Castle Community Bank

Colin Fyfe, CEO, Hinckley & Rugby Building Society

MODERATOR: Brendan Gilmore, Managing Director, BPG Strategy

Reaching a fair plateau of financial inclusion in the new-build & first-time buyers demographic

Rachael Hunnisett, National Accounts & New Build Lead, Skipton Building Society

Eliot Darcy, CEO, Market Mortgage

Often considered a blight on the modern financial institution, are legacy systems in need of erasure or a reboot? Our rockstar speaker gives us the rundown on how their team have approached their own tech stack and how that supports their broader digitisation objectives. 

Manila McLean, CIO, Newcastle Building Society

Time for a quick break! Grab a tea or coffee!.

Discussing the need for further development of financial education initiatives and targeted aid to better support members 

Paul Norgrove, CEO, Serve & Protect Credit Union

Our panel looks at the ways mission-led financial institutions can lead in providing the vulnerable with financial education, cushion the blow of the cost-of-living crisis and push for innovation where it’s needed most: our communities. 

Phil Gosset, Head of Innovation, Nationwide Building Society

Tynah Matembe, Founder & CEO, MoneyMatiX Ltd.

Kieran Roberts, Strategy Development Manager, Leeds Building Society

Jonathan Turner, Technology Strategy and Innovation Lead, Fair4All Finance

Matt Lowndes, Innovation Director, Mortgage Advice Bureau

Mick McAteer, Co-Director, The Financial Inclusion Centre (Moderator)

A detailed overview of the resilient processes mutual institutions need to adopt cross-branch and cross-division, if they are to provide security for members and retain their trust. 

Chris McEvoy, Security & Resilience Officer, Nationwide Building Society

Lunch is served! Head to the catering area on the expo floor, explore the networking options, and don’t forget to visit the exhibitor booths.

Earlier this year, Hinckley & Rugby Building Society successfully conducted the UK’s first digitised remortgage. Their Rockstar CEO tells all about the journey to this significant mutual milestone. 

Colin Fyfe, CEO, Hinckley & Rugby Building Society

With the cost-of-living crisis rearing its head for winter, the mutual sector is putting more time than ever into providing sustainable solutions, partnering with eco-centric fintechs and building greener platforms for members, prospective and loyal. Our panellists look into the potential conversion opportunities this brings, as well as the issues surrounding company greenwashing. 

Daphne Biliouri-Grant, ESG Manager, Suffolk Building Society [Moderator]

Jonathan Evans, National Accounts Lead, Skipton Building Society

Gareth Griffiths, CEO, Ecology Building Society

Richard Rothwell, Commercial Development Manager, Leeds Building Society

Clare White, Operational Risk & Climate Manager, Hinckley & Rugby Building Society

Looking at how building societies and credit unions can utilise the PDTF to better augment and streamline their mortgage processes. 

Maria Harris, Chair, Home Buying & Selling Group

Attracting new members to your organisation is a lot more hands-on than it perhaps used to be, with recent generations of consumers demanding a mindful, more sensitive approach to social issues and their overall ESG frameworks. Our panellists discuss the ways in which the mutual sector, famed for its customer-service and communal ethos, can build sustainable,  inclusive initiatives and encourage members, old and new, to get involved in the quest for a broader community goals. 

Zahoor Ahmad, Head of Social Mobility, Inclusion & Wellbeing, Co-op

Daphne Biliouri-Grant, ESG Manager, Suffolk Building Society

Chris McEvoy, Security & Resilience Officer, Nationwide Building Society

Marcus Buck, Head of Marketing, Product & Insight, Saffron Building Society

David Woodward, Senior Partnerships Development Manager, Marqeta (MODERATOR)

Time for a quick break! Grab a tea or coffee (…or a famous festival craft beer!) before the final sessions of the day.

Our rockstar panel closes the first day with an engaging debate about the ever-evolving mutual product expansion trend. How can the sector broaden its arsenal whilst protecting their roles as a trusted provider for members? 

Stephen Geran, Head of Digital Product Innovation, Nationwide Building Society

Laura Bright, Senior Product Manager, Saffron Building Society

Michael Fisher, Chief Product Officer, Mutual Vision

Matthew Elliott, Co-Founder, Nivo

Andrew Samu, Editor, Disruption Banking (Moderator)

Charlie Onions, Product & Content Associate, VC Innovations

Taking place in the Porter Tun

Day 2 – Registration open at 08:30am

Fintech Talents Festival – Building a Better Industry Stage

Elizabeth Lumley, Deputy Editor, The Banker, Financial Times

  • In an environment of rising inflation and a number of economic headwinds, are ambitious net zero targets being side-lined? Have consumers be overtaken by crisis fatigue and looking the other way when it comes to sustainability? Businesses need the tools and technologies to create impact and to be able to measure outcomes to ensure that ‘greenwashing’ becomes true change, with a focus on:
    • Sustainable finance through digital innovations
    • Monitoring ESG transitions: artificial intelligence (AI)
    • Generating environmental indicators with data science
    • Sustainable computation with green software
    • How regulation can help accelerate the journey to net zero

Moderator – Christophe Langlois, Global Marketing Lead, Fintech and Developer Ecosystem, Finastra

Theodor Cojoianu, Associate Professor in Sustainable Finance, The University of Edinburgh and Member of the Platform on Sustainable Finance, European Commission

Martin Sladecek, Director of Digital Strategic Studies, Société Générale

Claire Tracey, Chief Strategy and Sustainability Officer, Nationwide Building Society 

Matt Bullivant, Director of ESG Strategy, OakNorth

When two finance mega-trends collide…FinTech and socially responsible investing. As a crucial nexus for change, what are financial providers doing to deliver lasting change? Join to hear some of the ways that finance is working towards the common good, including: 


  • Helping migrants to build credit 
  • Revolutionising finance and foreign aid with mobile banking 
  • Driving purpose and profit through financial inclusion 

Moderator – Harriet Allner, Fintech Director, Common Industry

Paul Trotter, Deputy Chief Technology Officer, Atom Bank 

Wasim Mushtaq Transformation Lead, Financial Markets, Standard Chartered

Robin Scher, Head of Fintech Investments, Lloyds Banking Group

Sarah Kocianski, Fintech Strategist, SJK Insights

Peter Baxendale, Executive Vice President of Sales, Enfuce 

Time for a quick break! Grab a tea or coffee!

The FCA is a leading regulator in fostering and encouraging innovation in financial services. They support firms enabling them to offer better products and services and collaborate with other regulators to drive innovation, delivering better outcomes for consumers. Chinmay Parikh will cover:
  • How the FCA currently supports the fintech ecosystem
  • How they are adapting their offering, to
  • Ensure that both consumers and firms can benefit from the changes that new technologies bring


Chinmay Parikh, Senior Manager in Innovation, Financial Conduct Authority (FCA)

The pressure to ensure compliance at speed and at a reasonable cost has never been greater. To remain competitive and compliant is a continuous challenge. Is this the moment where RegTech can deliver on its promise? How can financial institutions leverage data that delivers better and demonstrable outcomes? 


  • Big Data decision-making technologies 
  • FinTech regulation and compliance  
  • Data protection by design, and default 


Moderator: Faith Reynolds, Adviser, Amplified Global 

Leanne Bridges, Chief Product Owner and Leader of Intelligent Control, Nationwide Building Society 

John Gathergood, Professor of Economics, Faculty of Social Sciences, University of Nottingham

Steven Bisoffi, Payments Specialist, Policy and Strategy, Payment Systems Regulator (PSR)

Super apps integrate financial services into their platforms to provide seamless experiences for their customers. For banks, this means that an increasing number of users may bypass banking apps and simply use the more integrated super app. We ask: 


  • What is driving rebundling? 
  • How will the market evolve and how will banks and FinTechs benefit? 
  • What could a successful European super app look like? 


Moderator – Richard Davies, Chief Executive Officer, Allica Bank and NED WorldRemit

Jeremy Balkin, Global Head of Innovation and Corporate Development, Payments, J.P. Morgan

Stewart McLean, Co-Founder and Director,

Felipe Peñacoba Martinez , Chief Information Officer and Management Board Member, Revolut

Ken Johnstone, Chief Product Officer, Mettle

Iana Dimitrova, Chief Executive, OpenPayd 

Lunch is served! Head to the catering area on the expo floor, explore the networking options, and don’t forget to visit the exhibitor booths.

Joy Macknight, Editor, The Banker, Financial Times

Gig workers are generally online platform workers, temporary workers and contract-firm workers. The gig economy offers FinTech the unrealised opportunity of a constantly rising number of financially reliable, potential customers who are underserved by traditional banks. 

  • How can banks better serve gig workers? 
  • Provide swift and immediate resolutions to meet their needs  
  • Conversational AI and chatbots to keep talent pipelines flowing 
  • Is the gig economy the new frontier in customer experience? 

Moderator – Joy Macknight, Editor, The Banker, Financial Times

Saira Khan, Head of Innovation and Partnerships, First Direct Bank

The labour market is incredibly tight, and businesses are struggling to find enough staff with the right skills. This, coupled with an era of exponential change, how do leaders manage? This session will share insights into the future of talent, best practices and how to Inspire your team to bring their A-game every day: 


  • The missing middle: your recruitment and retention game plan  
  • Remote and hybrid working – how to build culture remotely and support staff 
  • Why diversity in tech matters and methods for infusing D&I into your workforce 


Anne-Marie Lister, Chief People Officer, Atom

Jack Cutts, Chief Information Officer, BNP Paribas Personal Finance UK 

Matt Bonetti, Head of Digital Colleague Experience (DCX), Hargreaves Lansdown 

Kate Bohn, Global Head of Private Markets Technology, Macquarie Assets Management Macquarie Group  

Siobhan Randell, Director, Diversity, Equity and Inclusion, Multiverse

Time for a quick break! Grab a tea or coffee (…or a famous festival craft beer!) before the final sessions of the day.

We are living in a world of unicorns – they are here, there and everywhere. In less than 18 months, the industry has seen unicorns quadruple in number. Are these fast growth FinTechs, a good or a bad thing for the industry? And who are the companies to watch? 


  • Unicorns, Decacorns, and Hectocorns – wait, what? 
  • IPO predictions for 2023 
  • Lessons from the $1B+ Club 


Moderator: John Stewart, Global Head of Scouting and Research, NatWest Group 

Charlotte Halkett, Chief Underwriting Officer, ManyPets

With a projected value of $4.9tn by 2025 and fast-growing communities around the world with equally fast-growing financial needs, Islamic finance is poised for rapid growth. Tech driven Sharia compliant finance services can support economic growth and drive greater financial inclusion. Is awareness of the opportunity sufficient? What are some of the barriers to the growth of much needed financial products? 


  • Addressing the knowledge gap and raising market awareness 
  • Improving financial inclusion 
  • Boosting the potential reach and impact 

Moderator – Sohail Raja, UK Chief Digital Officer, Société Générale

Abdullo Kurbanov, Co-Founder and Chief Executive Officer, Alif Bank

Humayon Dar, Director General, Cambridge Institute of Islamic Finance

Khadija Lateef, Strategy Associate, Moody’s Analytics

Arifa Hussain, Product Analyst, Seccl (part of the Octopus Group)

Joy Macknight, Editor, The Banker, Financial Times

Taking place in the Porter Tun

Future Identity Festival

Laura Camplisson, Future Identity Portfolio Lead, VC Innovations

Interoperability is key to developing a functioning and sustainable identity ecosystem for a digital world. How are public and private sector organisations collaborating to develop standards and trust frameworks? How can we build bridges across systems and sectors, to break down data siloes and empower individuals with greater control over their identities? Will we see financial institutions take a leading role in delivering digital identity beyond the financial sector?

  • Nick Mothershaw, Chief Identity Strategist, Open Identity Exchange
  • Eliza Prettyman, Senior Strategy Advisor, DCMS
  • Daniel Fett, Security Specialist, AG
  • Marie Austenaa, Head of Digital Identity, Visa
  • Iain McCallum, Programme Manager, Digital Identity, techUK
  • Steve Pannifer, Managing Director, Consult Hyperion (Moderator)
As mobile quickly becomes a primary channel for payments and financial services businesses, securely authenticating mobile customers is a priority. OTPs and knowledge-based methods of 2FA create user friction and remain vulnerable to attacks, but can the features built into mobile devices be leveraged for faster and stronger authentication? Can mobile network intelligence help to identify fraud in real-time?
  • Ravneet Shah, Chief Technology Officer, Allica Bank
  • Fabian Eberle, COO & Co-Founder, Keyless
  • Mark Haine, eKYC & IDA Working Group Co-chair, OpenID Foundation
  • Philip Bonhard, Head of Design – Payments, Fraud and Financial Crime, Lloyds Banking Group
  • Helene Vigue, Identity and Data Director, GSMA
  • Simon Moffat, CEO & Research Analyst, The Cyber Hut (Moderator)

Time for a quick break! Grab a tea or coffee!

Identity was once seen as purely a security and compliance driven process. As businesses become increasingly customer-centric, the significance of identity as a customer experience differentiator has become clear. How can digital identity optimise speed and ease-of use, and enhance consumer trust in security and data privacy? Do identity processes have a role to play in fostering personalisation and brand-loyalty?

  • Jon Hawley, Chief Identity Officer, UNiDAYS
  • Bhavna Saraf, Head of Group Payments, Partnership & Strategy, Lloyds
  • Daniel Jonas, Head of Research & Innovation, Pay.UK
  • Miguel Traquina, Chief Information Officer, iProov
  • Elizabeth Rayment, Director, Your Mind Media (Moderator)

The number of data points created about every one of us, every day, is mindblowing. There is an urgent need to ensure personally identifiable and sensitive information is only collected and shared with meaningful consent. How can we reconcile digital identity with privacy to build user trust? When designing and implementing identity solutions how can businesses be sure to consider the long-term privacy implications? Can we build digital identity which allows users greater control over their data?

  • Manuela Sedvartaite, Innovation Manager, PagoNxt, Santander
  • Petros Efstathopoulos, Global Head of Research, NortonLifeLock
  • Brad Carr, Executive, Digital Governance and Industry Engagement, NAB
  • Gregory Dabor, Senior Business Analyst, Digital Identity, NatWest Group
  • Sue Daley, Director, Tech and Innovation, techUK (Moderator)

Lunch is served! Head to the catering area on the expo floor, explore the networking options, and don’t forget to visit the exhibitor booths.

Find out what to expect from the rest of the afternoon.

  • Laura Camplisson, Future Identity Portfolio Lead, VC Innovations

Across the healthcare sector, siloed records, outdated manual processes and rising fraud, can leave practicians and patients feeling out of control of their identity data. The pandemic has further highlighted the need for digital ID, to enable services to be accessed remotely. How can new technologies be leveraged to solve these challenges? Does self-sovereign identity, offer the potential to improve user privacy and control?

  • Maria McCann, Organisational Psychologist, Director of Health Identifiers Service, Health Service Executive, Ireland
  • Iain McCallum, Programme Manager, Digital Identity, techUK
  • Kay Chopard, Executive Director, Kantara Initiative
  • Michael Shea, Managing Director, Wider Team (Moderator)

An estimated one billion+ people worldwide use online gambling sites and apps. This rapid growth has become a lucrative target for fraudsters and organised criminals. How are online casinos and betting sites fighting account takeover, synthetic identity fraud, money laundering and scams? Does the growing popularity of cryptocurrency gambling present new threats? How can digital identity be leveraged to protect vulnerable players and prevent underage gambling? 

  • Chris Kronow Rasmussen, Senior Manager, FCG
  • Tom Banks, Head of Corporate Affairs UK/Global, Kindred Group

Time for a quick break! Grab a tea or coffee (…or a famous festival craft beer!) before the final sessions of the day.

Fraudsters, scammers and organised criminals are constantly refining the tactics used to bypass identity security systems. An awareness of the latest threats is vital for businesses to protect themselves and their customers. How can new technologies strengthen defences and enable earlier identification of attacks? Beyond technology, what more can be done to prevent customer from falling victim to scams?

  • Richard Bromley, Fraud Lead, Monzo
  • Ekaterina Safonova, Author, Advisor, Professor, Cambridge Judge Business School
  • Jeff Steiner, Head of Strategic Partnerships, TeleSign
  • JohnPaul McKenna, Digital Security and Authentication Lead, Retail Banking, NatWest
  • Ebru Keskin, Payments and Fraud Consultant (Moderator)

Blockchain has the potential to revolutionise the anatomy of the global economy and address many of the challenges we face today with identity management. With several concepts and ideas already being piloted, what are the most promising real-world use cases for identity on the blockchain? Could distributed ledger technology offer solutions to challenges around privacy, identity theft and siloed data? Which technical and legal considerations are limiting progress?

  • Priya Guliani, Regional Director EMEA, Government Blockchain Association
  • Nicky Hickman, Industry Advisor, Blockchain & Digital Identity Lab, University of Jyväskylä
  • Marnix van den Bent, Co-Founder and Technical Datakeeper, Rabobank
  • Martín Azcue López, Project Manager & Innovation, Bizum
  • Dom Ferrara, Blockchain Executive, Fujitsu (Moderator)

Taking place in the Porter Tun

FTT Open Finance


Liesl Bebb-McKay, Director, BBD

In the current economy, where inflation, interest rates and taxes are rising and many customers have been plunged into a cost-of-living crisis, the demand for finance will only increase. However, we know that for customers who previously had good financial wellbeing, there is a risk of financial deterioration and for those already on the edge of difficulty a serious risk of hardship. In this session, we will debate how:
  • Open finance can contribute to meeting the needs of consumers
  • Lenders strike the balance of meeting customer needs climate change
  • To remain committed to affordable lending

Moderator – Anna Roughley, Head of Insight, Lending Standards Board (LSB)

Rishi Zaveri, Co-Founder and Chief Executive Officer, Lendwise

Sabyasachi Mukherjee, Head of Lending, Monese

Alexander Allen, Managing Director, Funding Circle

Benjamin Dellal, Director of SME Lending, Metro Bank (UK)

The UK’s Open Banking ecosystem is growing quickly: at a rate of roughly one million new
users every six months, according to the Open Banking Implementation Entity (OBIE). One of
the biggest problems afflicting the industry, is the backlog of mortgage applications swelled by
the extension to the Help to Buy scheme, and by the Stamp Duty holiday, making this sector a
huge growth potential:
• Fast, accurate data transfer and analysis to inform lender decisions
• Improving awareness and understanding of open banking
• Meeting the changing needs of the market


Brendan Le Grange, Host, How to Lend Money to Strangers

Cameron Orcutt, Co-Founder and Chief Executive Officer, Onladder

Jinesh Vohra, Founder and Chief Executive Officer, SpriveApp

Leon Diamond, Chief Executive Officer, LiveMore Capital

Danny Belton, Head of Lender Relationships, Legal & General Mortgage Club

Time for a quick break! Grab a tea or coffee!

Certified B Corps are a new kind of business, balancing profit with people and the planet. UK
B Corps reported average revenue growth of 14% year-on-year since its launch in 2015. For
companies who want to attract great talent, commit to ethical business practices, and join a
wider movement to build a better world through business, B Corp certification is well worth
the effort that comes with it.
• Positive brand equity growth
• Greater recruitment and investor appeal
• Achieving a competitive advantage

Moderator – Veronica Glab, Head of Engagement, Innovate Finance

James Pursaill, Chief Technology Officer, Plend

Celeste Leverton, Associate Director, Sustainability Manager, Strategy, Sustainability and Innovation for Wealth Businesses, Coutts

Outside of the advised market, institutions and investors have struggled to find a cost-effective
way to provide advice and guidance to engage and provide individual support to investors on
how and when to invest, tailored to evolving needs throughout their lives. Open finance opens
up a window of opportunity to widen research on goals-based investing, financial health
checks, and risk-based recommendations which go past generic groupings or risk levels to:
• Power financial engagement
• Help to democratise wealth engagement
• Streamline and digitise processes

Derek Smith, Head of Technology – EMEA (Wealth Management Platform), Morningstar
Dylan Navra, Head of Product – International (Wealth Management Platform), Morningstar

Are subscriptions the key to better banking and financial services? Subscriptions drew little
attention, until 2019. Slowly but surely, subscription models have begun cropping up in
financial services from Charles Schwab to the Bank of America. But are they right for every
• What is the key to loyalty?
• What is the target demographic?
• What are the pros and cons?
• What’s in it for banks?

Moderator – Andy Thornley, Head of Programme, Financial Services, techUK

Samit Sundaresan, Chief Executive Officer, Billycard

Nikos Melachrinos, Co-Founder and Chief Executive Officer, Quirk 

Lunch is served! Head to the catering area on the expo floor, explore the networking options, and don’t forget to visit the exhibitor booths.

Liesl Bebb-McKay, Director, BBD

Open finance provides access to a consumer’s entire financial footprint. This data sharing,
through APIs, is then leveraged to craft new products and solutions tailored to meet the users’
specific preferences and needs. Open Finance caters to the evolving needs of customers —
immediacy and personalisation. Capturing the full potential value of open data for finance
• Data standardisation
• Breadth of data sharing
• Smart data for real-time data analytics

Moderator – David Beardmore, Ecosystem Development Director, Open Banking Implementation Entity (OBIE) 

Stephen Paynter, Finance Director, E-Crunch and Group Companies

Ronan O’Dea, Head of Product, Validis

Grant Osborn, NPA Standards Collaboration Manager, Pay.UK

Ghela Boskovich, Regional Director / Head of Europe, Financial Data and Technology Association

With credit card use on the decline, the popularity of Buy Now Pay Later (BNPL) has skyrocketed. It’s hard to find a merchant that doesn’t provide a BNPL checkout button of some kind in recent months. But while it might seem like a convenient and seemingly money-saving shopping method, its use raises myriad debt and data privacy issues. In this session we’ll discuss:
  • Standing apart from credit cards and BNPL 1.0
  • Is it a data goldmine or privacy headache?
  • Why you’ll never see Zilch as a checkout button

Moderator – Nicholas Brewer, Product Marketing Director Banking, FintechOS

Sean Hederman, Chief Information Officer, Zilch

From driving innovation to processing and analysing data in real time to make better business decisions, faster, the cloud is radically changing how businesses operate. But how can you leverage cloud successfully and make data, scale and rapid development your greatest asset and increase revenue? By leveraging the cloud platforms, you can access the right data, innovate more quickly and deliver faster, cheaper and safer to your customers. ·       Predictive machine learning
·       Automated data discovery and classification
·       Data protection and disaster recovery

Hasani Jess, Chief Technology Officer, Simply Business

Time for a quick break! Grab a tea or coffee (…or a famous festival craft beer!) before the final sessions of the day.

Whether you refer to it as financial literacy, wellness, confidence or resilience – it’s about
having a good relationship with money. Feeling secure and in control of finances, both now
and in the future. Customers knowing that they can pay the bills today, can deal with the
unexpected, and are on track for a healthy financial future. People who experience financial
wellbeing are less stressed about money.
• Why should companies care about financial wellness?
• How do you measure it?
• Is it the new must-have employee benefit?

Moderator – Charlie Platt, President, EMEA, SAP Fioneer

Dawn Bailey, Head of Financial Wellbeing, Bank of Ireland

Catherine Miller, Head of Customer Experience, Maji Financial Wellbeing

Neil Hugh, Head of Proposition, Standard Life

Open finance is a unique business opportunity, but it takes work to take advantage of it.
Businesses need to get on the fast track to a future powered by constant innovation. Although
there are benefits, there are also many challenges as institutions start to utilise open finance.
When launching new products in areas that may be more ambiguous, the commercial
elements can become more challenging. This is because it is often more difficult to validate a
product in a new area when you’re trying to launch an innovative solution.
• A new age of hyper-personalised services
• Track live data sources and reconc

Moderator – Margaret Franco, Chief Marketing Officer, Finastra

Michelle He Co-Founder and Chief Operating Officer, Abound

Veronica Glab, Head of Engagement, Innovate Finance

Taking place in the Porter Tun

FTT Embedded Finance

Gain an understanding of the payments process from an end-user point of view. Our rockstar speakers will discuss why the payments experience needs to be seamless but tailored. Can payments inspire genuine brand affection? Learn how a beautifully constructed payments experience can address CX pain points and high abandonment rates, taking a closer look to invisible payments. 

Moderator – Will Hacket, Head of Fintech Practice, Pangea

Sonal Lakhani, Global Head of Programmes and Strategic Initiatives, Innovation Team, Barclays 

Alexandra Rico-Lloyd, Founder, Bike Club 

Tristan Attenborough, Global Head Energy, Power, Renewables, Metals & Mining, JP Morgan Payments 

João Soares, Head of Retail 4.0 Transformation, Galp Energy 

Cristina Vasile, SVP, EMEA Head of Commercialization – Spring, Citi 

Rockstar speakers will discover how embedded finance is powering companies to use card programs and digital wallets to support their core business, different approaches to creating e-commerce frictionless customer journeys, how integrating embedded finance at POS, in-app and web, and using Cloud to boost CX and deepen engagement in embedded payments. Panellists will also explore how web 3.0, NFTs and the metaverse are re-defining the future of online retail and payments opportunities in the space. 

Rema Rao, Strategy & Planning Lead, Payments EMEA, Uber

Jeff Parker, GM – International, Marqeta

Dastan Shukanayev, Product Manager – Payments Technology, Marks and Spencer

Businesses offering cryptocurrencies as a mean of payment are gaining ground and demand to pay in crypto is growing, and so are the technologies enabling embedding crypto currencies in payments to be offered at point-of-sale. Both using cryptocurrencies to make everyday purchases as well as credit and debit cards backed by cryptocurrencies are on the verge of going mainstream. In this panel discussion we will be exploring the risks and opportunities on adopting this means of payments. 

Tarun Sachdeva, Chief Strategy Officer, Ziglu 

Duncan McEwen, Manager Payments, UK Finance (Moderator) 

Rupert Lee-Browne, CEO, Caxton

Learn how can retailers (and other non-financial companies) can introduce embedded and IaaS offerings in their digital ecosystems. Hear how creating relevant, just in time products for customers can generate new revenue streams. Discover the power of real time data and data-driven solutions to take customer experience to the next level.   

Moderator – Brendan Gilmore, Managing Director, BPG Strategy

Garrett Olson, Head of Insurance & Risk Management, Wolt 

Gonzalo Rodriguez, Head of Group B2B2C Partnerships, Generali 

Graeme Dean; VP, Global Insurance Solutions, Cover Genius

Discover why SMBs want
platforms to adopt embedded finance sooner rather than later. Hear how it’s done in practice from leading tech platforms and Adyen.

Joelle Boehme, Commercial Lead, Embedded Finance, Adyen

Lunch is served! Head to the catering area on the expo floor, explore the networking options, and don’t forget to visit the exhibitor booths.

Rockstar speakers will dig deep into how embedding wealth and investment tools can impact businesses and customers. Access to wealth management products is, at best, uneven. Is this an opportunity to improve customer outcomes across the life cycle, delivering benefits to individuals, businesses, and the broader economy.  

Paul Waters, Head of Digital Wealth, Hymans Robertson 

Jenna Armitage, Chief Marketing Officer, Tulipshare 

Louise Ferslev, Founder and CEO, Mymonii 

Mark Hipperson, CEO, Ziglu 

James Devlin, VP, Fintech Investor, Fidelity International Strategic Ventures 

Tamara Kostova, CEO, Velexa (moderator)  

Time for a quick break! Grab a tea or coffee (…or a famous festival craft beer!) before the final sessions of the day.

Industry leaders will discuss the big questions in social media monetization. Can an understanding of the financial needs of creators hold the key to unlocking the dynamism of the creator economy? Starting with payments innovation, or at least overcoming the struggle of getting paid, what does the future hold?  Understand how tapping into close knit communities drives opportunities to meet both unmet needs and new opportunities. 

Moderator – Lisa Moyle, Chief Strategy Officer, VC Innovations

Aaron Brooks, Co-Founder and Board Member, Vamp 

Lee Taylor, Chief Operating Officer, Only Fans

Taking place in the Porter Tun


Oliver Oram, Founder & CEO, Chainvine

Explores the basic principals of blockchain, protocols, layer 1 and layer 2 chains, and how this technology is being implemented to create new products.  

  • Jeremias Buireo, Co-Founder & COO, Olyn
  • Rizwan Pabani, Partnerships Manager, Cardano Foundation
  • Oliver Studd, CEO & Founder, Valhalla Network
  • Jocelyn Cheng, CEO, Luno Expeditions (moderator)

Time for a quick break! Grab a tea or coffee!

DeFi proposes a solution to financial inclusion and wellbeing problems, particularly for communities in emerging markets. This panel explores the opportunity to utilise DeFi infrastructure to stabilise economies, better serve unbanked communities and ensure greater access to financial services.

Moderator – Rajeeb Gurung, Fintech Reporter, Bobsguide

Bullish Dumpling, Trust Builder, Cardano Foundation

Arkan Akin, Digital Assets Specialist & Communication Officer / Founding Board Member, Gyra Asset Management / Tọ̀rọ̀Net Association 

Elena Rantsevich, Co-Founder, YourJustice

Sean Kiernan, CEO, Greengage

Tokenisation has opened exciting opportunities for digital creatives and business owners to unlock the value of real-world assets. This panel explores the token economics of NFTs in the digital economy and the potential to re-establish true ownership and authenticity  

Dharmesh Mistry, Chief Executive Officer, AskHomey (moderator)

Maliha Abidi, Founder, Women Rise NFT 

This fireside chat explores the key opportunities, challenges, and regulatory updates on crypto currencies, as well as key use cases and the infrastructure to support digital asset adoption.

Tarun Sachdeva, Chief Strategy Officer, Ziglu

Simon Ware, Associate Director of Innovation, Aztec Group

Ijeoma Okoli, Director / Founding Member, Digital Economy Institute / Impact X Capital Partners LLP

Eleftherios Jerry Floros, CEO & Founder / Fintech Expert & Author, Elysian Impact Investing / Rethink Your Digital Future

Anthony Calpas, Managing Partner, Karukera Capital (Moderator)

Lunch is served! Head to the catering area on the expo floor, explore the networking options, and don’t forget to visit the exhibitor booths.

What does the current regulatory landscape look like and where are we headed as sectors become more aware of the benefits of decentralised finance and eager to get involved in a range of new markets? Focuses on recent market events and the increasing need for regulation to give innovators greater clarity in building their DeFi projects. 

Ankush Jain, Chief Investment Officer & Co-Founder, Aaro Capital

Oonagh van den Berg, Chief Platform Officer, Uphold

Shelley Schachter-Cahm, Chief Compliance Officer, CEX.IO

Michael Borrelli, Chief Operations Officer, Convex Foundation

Richard Maton, Director, Aperio Strategy (moderator)

In this session, we explore how decentralised exchanges work, both the key differences between, and convergence of centralised and decentralised exchanges, advantages and disadvantages, automated market making, and the impact on wider market structures. 

Jamie Allsop, CEO,

Denis Seleznev, Founder, Deedy Digial

Jaimin Patel, Founder, Lazy Trade

Aleksander Borowski, EU Office General Director, Coinchange

Ryan Ebner, Research Analyst, Schroders (Moderator)

Time for a quick break! Grab a tea or coffee (…or a famous festival craft beer!) before the final sessions of the day.

What are the benefits of crypto lending and how has it pushed forward the banking model in comparison to the way traditional banks have evolved? This panel explores use cases, the potential of improved accessibility to lending products, the key risks to look out for, as well as focusing on where the sector is headed.  

  • Kam Dylan, Lawyer & Consultant, K Dylan & Company (moderator)

Anuj Khanna, CEO, Kashkind

Explores future development of DeFi and where it can have the greatest impact in the years to come.  

Sandip Wadje, Global Head of Technology Risk Intelligence, BNP Paribas

Taking place in the Porter Tun

FTT Building Societies

Charlie Onions, Product & Content Associate, VC Innovations

Our panellists discuss the challenges of workplace reshuffles, cross-duty job roles and the great post-covid reset. With traditional branches coming into question and the popularity of hybrid working, how can the sector stay afloat? 

Colin Field, CEO, Saffron Building Society

Wayne Morris, Head of Transformation, Nationwide Building Society

Amanda Zahringer, Chair, Community Finance Ireland

Robert Thickett, Digital Policy Manager, Building Societies Association (Moderator)

Director, Tony Greenham talks us through the Mutual Banks Association and how it fits into the wider mutual sector of today.

Tony Greenham, Director, Mutual Banks Association

Time for a quick break! Grab a tea or coffee!

Mortgages. The mutual bank’s bread and butter. Explore the inspirations behind the latest initiatives in lending and home-buying. 

Michael Conville, Head of Motgage Operations, Newcastle Building Society

Claire Askham, Head of Mortgage Sales, Buckinghamshire Building Society

Jennifer Johnson, Deputy Secretary General, EMF-ECBC

Tony Hall, Head of Mortgage Sales, Saffron Building Society

John Scrivens, Intermediary Development & Leadership Professional, Skipton Building Society (Moderator)

Joy Abisaab, CEO, Mast

Making sure members are looked after from the moment they’re onboarded is crucial to retaining trust and developing their financial portfolio in line with the business. With newer generations finding their needs met in neo banks and challenger institutions, how can this be maintained and built on? 

Colin Field, CEO, Saffron Building Society

Rachael Hunnisett, National Accounts & New Build Lead, Skipton Building Society

Jane Benjamin, Director, Mortgages, Connect for Intermediaries

Mary Connor, Industry Principal – Retail & Commercial Banking, Finastra

Michael Royce, Senior Policy & Propositions Manager (Savings & Workplace), Money and Pensions Service (Moderator)

Lunch is served! Head to the catering area on the expo floor, explore the networking options, and don’t forget to visit the exhibitor booths.

Explore the different stages of actionable resilience. Learn how to engage teams to be poised for the unknown, red-team company weaknesses and build the framework for an assuredly leveraged security model 

Matt Bland, CEO, The Co-Op Credit Union

Exploring the need for clarity and collaboration with regulatory bodies in the funding cycle

Luca Bertalot, Secretary General, EMF-ECBC

Wrapping up this year’s event, our panellists ponder the state of their communities, the saturated FinTech market and the future of mutual finance

Jay Evans, Head of PR & Communications, Saffron Building Society (Moderator)

Oliver Studd, CEO & Founder, Valhalla Network

Ben West, Head of Business Development, London Mutual Credit Union

Amanda Walker, IT & Administration Officer, Sheffield Credit Union

Richard Rothwell, Commercial Development Manager, Leeds Building Society

Charlie Onions, Product & Content Associate, VC Innovations

Taking place in the Porter Tun


This website uses cookies to give you the best experience. Agree by clicking the 'Accept' button. Read our Privacy Policy.