According to the FCA’s Financial Lives 2020 survey, 53% of the UK’s population surveyed responded as not having insurance products. This difference between the volume of insurance that is economically beneficial for society and the volume of coverage that is actually purchased, is defined as the protection gap. The impact of this protection gap translates

Regulation will be critical to the success of open finance. On 15th November last year, we joined Gavin Littlejohn, Chair of Fdata Global, Laura Douglas, Senior Associate at Clifford Chance and moderator, Douglas MacKenzie, Host & Deputy Director of Fintech Finance on the FTT Open Finance Stage at the Fintech Talents Festival. The panel explored

Diversity: A purposeful and informed process, not an annual stocktaking exercise Lisa Moyle, Chief Strategy Officer, VC Innovations International Women’s Day is a great way to focus minds and take stock of where we are as a society and an industry when it comes to gender equality. In reality, as a business, that is a

Already in widespread use in China and other nations, super apps are yet to reach mainstream appeal across the West. While individual smart phone apps are extraordinarily popular, few of these applications offer more than a few core services to users. In China, WeChat is the definitive super app, with users being able to do

ESG – much talked about but how do we ensure that it is a force for change rather than just a feel good? Expertly led by Rita Martins, Head of Fintech Partnerships at HSBC, the panel represented a broad range of participants and perspectives from across the sector.   As Martins noted at the start of

On 15th November, our Rockstar speakers took to the FTT Open Finance Stage, to explore how open finance is fast tracking innovation and enabling financial institutions and fintech’s to meet changing customer demands. Our moderator, Karen Bradbury, Client Manager at Invest Northern Ireland, kicked the panel off by asking the panellists to expand on the

Already popular cryptocurrencies like Bitcoin and Ethereum have seen their total market capitalisation grow from the hundreds of billions into the trillions over the last few years. Despite the often-volatile nature of cryptocurrencies, new types of financial services offered in the crypto marketplace are grabbing the attention of many first-time crypto buyers. One of the

At FTT Embedded Finance UK & Europe 2021, we interviewed Alex Reddish, Managing Director at Tribe Payments, a B2B UK fintech providing app-based banking and payments services. Founded in 2018, Tribe it is the first processor to enable its clients to harness open banking without building their own APIs. Alex shared his thoughts on the

“Banking is no longer somewhere you go, but something you do” as Brett King said way back in 2012. And it is very much in keeping to what we are seeing across the industry now. From people consciously and proactively reaching out to their financial institutions to contextual channels offering them products that meet their